Important message about our holiday hours

Cash Management Solutions

Cash flow that supports your business — not the other way around.

Running a business in Arizona means every day brings decisions that impact your people, your customers, and your future. Our Cash Management Solutions are built to give you more control, more certainty, and more time back — so you can focus on growing what matters.

At Vantage West, you get modern digital tools backed by local expertise. Whether you’re streamlining payables, simplifying receivables, or managing liquidity, we meet you where you are and help you move forward with confidence.

Because your business deserves a financial partner that sees your potential — and has your back.

Basic

This solution activates the ability to add sub user(s) access to manage and reconcile accounts. Allow business partners, such as a CPA, Accountant, Bookkeeper, etc., visibility into day-to-day operations of the business.

ACH

Simplify transactions and increase control of the electronic disbursements and receivables. Schedule vendor payments and initiate in-house direct deposits for your employees.

Business Remote Deposit Capture (BRDC)

Process check deposits from the convenience of your business or office. Lease or purchase the check scanner directly through Vantage West.

Wires

Initiate domestic and international wire transfers from the convenience of your business or office. Wires can be processed same-day or scheduled for a future-date.

Positive Pay:

ACH Debit Blocker

  • Decide whether to pay or reject incoming ACH debits outside their approved vendor list.

Credit Fraud Filter

  • Verify ACH credit transactions prior to submission to the network.

Check Positive Pay

  • Check Positive Pay – Safeguard your account from fraudulent, altered, or stolen checks submitted for payment.

Ready to Start Your Business Journey the Local Way?

Get the accounts, cards, and services designed for small business success—backed by real local support from Arizona’s leading credit union.

Disclosures

All products and services are subject to approval. Programs, rates, restrictions, terms and conditions apply and are subject to change at any time. Certain restrictions may apply. Credit Union Membership required. Federally Insured by NCUA.

Certain types of transactions may require specific equipment.

Recent Alerts

Holiday Hours

All offices and branches of Vantage West Credit Union will be closed early at 1 pm on Wednesday, December 31, and will remain closed on New Year’s Day, January 1.

We’re proud to bring you a new website that reflects our dedication to technology, information, and account management, serving our existing and prospective members!

Current Member Notifications

2026 Board Election

Members interested in running for a seat on our Board of Directors are invited to submit their application for nomination by December 31, 2025.

Important note about Website Safety

Stay informed about the latest scams and fraud tactics by visiting our online Security & Fraud education page. If you have questions or suspect anything unusual, don’t hesitate to contact us.