Important message about our holiday hours

Funding That Moves Your Business Forward

Arizona business financing built for every stage of growth.

As a trusted business lender, Vantage West delivers competitive rates, flexible options, and local decision-making so you can invest in your business, keep growth a priority at any phase of maturity, and explore our services to find the funding that fits your business.

⭐ Don’t Miss: Business Credit Card low rates with cash back1 on every purchase!

Our Business Lending Solutions

Commercial Real Estate

Construction, owner-occupied, and investment property loans

Expert local guidance that makes a difference

Bottom Line: Fixed and variable rate that keep your business expansion in motion.

Business Credit Card

Credit with benefits

Flexible spending and repayment terms

Bottom Line: A reliable line of credit with low rates and no annual fee.

Commercial Vehicles & Equipment

Expand business capacity and productivity

Manageable monthly payments

Bottom Line: Outstanding rates, terms and services that start or expand your business muscle.

Lines of Credit

On demand working capital

Only pay for what you use

Competitive rates 

Bottom Line: A reliable source of funding to keep your a small business running.

Small Business Loans (SBA)

Specialization in 504 SBA loans

504 loan program provides long-term, fixed rate financing for major fixed assets that promote business growth and job creation.

Bottom Line: Grow your business with this loan for eligible expenses. 

Business Installment

Equipment purchases or refinancing

Debt restructuring

Predictable payments

Bottom Line: Fixed rate loans with terms up to 60 months.

Business Resources In Our Knowledge Center

How Else Can We Help? Let’s Make It Easy.

Want to talk in person?

Find a branch near you — we’d love to see you.

What Are Members Saying?

Check out how we’ve helped members like you in our Community & Member Stories.

Got questions For us?

Visit the Knowledge Center for helpful answers on saving, budgeting, and more.

Disclosures

All loans are subject to credit approval, satisfactory legal documentation, and regulatory compliance. Certain restrictions and fees may apply. Borrowers are responsible for any appraisal and environmental fees plus customary closing costs, including title, escrow, documentation fees and may be responsible for any fees including bridge loan, construction loan, and packaging fees. Programs, rates, restrictions, terms and conditions apply and are subject to change at any time. Rates can be variable or fixed, depending on type of loan product. Membership required.

1Cash Back rewards are tracked as points and each $1 in Cash Back rewards is equal to 100 points. Points can be redeemed for cash back, merchandise, gift cards, travel, and charitable donations. Must have a minimum 2,500 points for cash redemption. See Vantage West Rewards terms and conditions for details and restrictions of the program.

Certain loan requests above $100,000 may require additional documentation.  Please speak with your business banker about your specific loan request to determine what additional forms may be required.

Recent Alerts

Holiday Hours

All offices and branches of Vantage West Credit Union will be closed early at 1 pm on Wednesday, December 31, and will remain closed on New Year’s Day, January 1.

We’re proud to bring you a new website that reflects our dedication to technology, information, and account management, serving our existing and prospective members!

Current Member Notifications

2026 Board Election

Members interested in running for a seat on our Board of Directors are invited to submit their application for nomination by December 31, 2025.

Important note about Website Safety

Stay informed about the latest scams and fraud tactics by visiting our online Security & Fraud education page. If you have questions or suspect anything unusual, don’t hesitate to contact us.