AZ Business magazine‘s “Excellence in Banking” feature for 2026 underscores the critical role financial institutions play in driving Arizona’s growth, highlighting innovation, stability, and community impact as essential benchmarks for industry leadership.
The digital sponsor of Excellence in Banking is DSB Rock Island. Today, meet the credit unions of the year for 2026.
America First Credit Union is one of the largest and most values-driven credit unions in the country, with $22 billion in assets and a strong, fast-growing presence in Arizona. Known for putting people before profits, AFCU pairs modern banking innovations — like Interactive Video Tellers — with deep community roots, charitable giving and hands-on service. With plans to expand to 13 Arizona branches by 2026, AFCU’s blend of technology, local hiring and heartfelt community support makes it a standout in the state.
Arizona Central Credit Union
Arizona Central Credit Union stands out as one of Arizona’s best credit unions thanks to its strong member-first philosophy, deep local roots and decades of trusted service. Founded in 1939, ACCU offers personalized banking with modern convenience, supporting Arizona families and businesses with competitive financial products, community outreach and exceptional service. With branches across the Valley and a commitment to financial education, accessibility and community empowerment, Arizona Central continues to grow as a trusted, people-focused financial partner.
Arizona Financial Credit Union
Arizona Financial Credit Union is one of Arizona’s best credit unions thanks to its commitment to local empowerment, financial education and member-focused service. With deep roots in the community and a reputation for innovation, it provides competitive banking solutions while actively investing in local nonprofits and initiatives. Whether it’s through accessible digital tools or in-branch support, Arizona Financial Credit Union puts people first — making it a trusted partner for individuals, families and businesses across the state.
Copper State Credit Union
Copper State Credit Union stands out as one of Arizona’s top credit unions thanks to its unwavering dedication to community, compassion and connection. With a focus on financial wellness, personalized service and meaningful member relationships, Copper State empowers individuals and families to achieve lasting financial success. Whether through innovative digital tools, local outreach or member-first values, Copper State Credit Union continues to build trust across Arizona — proving that financial institutions can lead with heart, service and purpose.
Credit Union West
Credit Union West is one of Arizona’s best credit unions thanks to its unwavering commitment to members and community. With roots in serving military personnel, it has grown into a trusted financial partner for individuals and families statewide. Known for exceptional service, financial education and competitive products, Credit Union West blends innovation with personalized care — helping members achieve financial freedom while actively giving back through scholarships, volunteerism and charitable partnerships that strengthen Arizona communities every day.
Desert Financial Credit Union has been Arizona’s most trusted local credit union for 86 years, serving over 490,000 members with nearly $9 billion in assets. With more than 50 locations and top-rated digital tools, it offers convenience, innovation and a strong giveback culture. In 2024 alone, members received $20 million in dividends. Through strategic partnerships, youth programs and financial wellness initiatives, Desert Financial empowers Arizonans of all ages to take control of their financial futures.
Hughes Federal Credit Union is more than a financial institution — it’s a true community partner in Tucson. From supporting Banner Health to helping fight food insecurity, Hughes has invested over $300,000 in local organizations. Through award-winning outreach programs, financial literacy education and longstanding nonprofit partnerships, Hughes empowers individuals and families across Southern Arizona. Their commitment to kindness, education and well-being makes them a standout among Arizona’s credit unions and a driving force for positive change.
OneAZ Credit Union has proudly served Arizona since 1951, growing into a $3.4 billion financial cooperative with over 185,000 members and 11,000 businesses statewide. Led by CEO Brandon Michaels, OneAZ is transforming what it means to bank locally — offering top-rated mortgage programs, in-house SBA lending and purpose-driven community initiatives like the Contigo multicultural campaign. With 20 branches and record-breaking charitable giving, OneAZ empowers Arizonans through personalized service, competitive rates and a bold commitment to equity, prosperity and financial inclusion.
Vantage West Credit Union
Vantage West Credit Union stands out as one of Arizona’s best credit unions by putting members first and empowering communities across the state. With deep roots in Southern Arizona, it delivers personalized service, smart financial solutions and a strong commitment to financial education. Whether it’s helping local businesses thrive or supporting community causes, Vantage West leads with heart. Its member-focused approach, competitive products and regional pride make it a trusted financial partner for Arizonans.
