Welcome to the Part Where You’re in Control
You’re over 18. Your financial life starts now.
Now that you’re eligible to open your own accounts, Vantage West offers the tools, guidance, and digital access to help you manage your money as you work, study, have adventures and plan what’s next!
You’re stepping into independence, and we’re here to help
Let's Do This!
Whether you’re starting a job, saving for college, picking up extra shifts, or making your first big purchase, we’ve got you. Open your account, manage your budget, and pay your bills right from our Mobile App. Start building your credit and if you get stuck, come in and meet with a Financial Coach. Vantage West is here to help you make informed, empowered decisions as you shape your own path.
Essential Checking
Debit card and mobile banking for easy, on-the-go access.
With direct deposit, your paycheck arrives up to 2 days early.*
Send and receive money fast with Zelle®.
Best place to start. Your go-to account for everyday life.
Auto Loans
Competitive rates and local decisions to help you buy with confidence.
Know your options before you go vehicle shopping.
Here when you’re ready to hit the road. We can even help you find the perfect ride with AutoSmart!
Credit Card
No Application Fee!
Flexible credit lines help you build your score.
No Annual Fee.
A smart way to start building financial independence.
Download Our Mobile App!
Open accounts, apply for loans, and manage your money—securely and easily. You control your finances anytime, anywhere.
Dive In. We Have Your Relevant Financial Education
Back to School, Back on Track
Financial Independence: Your New College Superpower!
Starting college can feel like an exciting leap into a new world—new classes, new friends, and new responsibilities. But one of the biggest adjustments is managing your own money. Balancing
Our Financial Coaches React to the Internet’s Financial Advice and Questions
We know there’s a lot of financial advice out there—some of it helpful, some of it… not so much. So, where do you turn for trusted guidance? In our Financial
Did You Know?
Explore the benefits opening your account with us
You can manage your funds from anywhere.
Your money stays close to home.
We offer better rates than most banks.
Being a member comes with perks.
Get Free Financial Coaching to build smart money habits early and access to scholarships to help with future education.
We’ve been serving Arizona since 1955—honestly, respectfully, and with your best interests in mind.
- Federally insured by NCUA
- Local, member-owned and operated
- Top-rated by members for caring service
- Financial guidance you can understand
Real Members. Real Impact.
How Else Can We Help? Let’s Make It Easy.
What Are Members Saying?
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Disclosures
Accurate as of December 1, 2025. All products and services are subject to approval. Programs, rates, restrictions, terms and conditions apply and are subject to change at any time. Certain restrictions may apply. Credit Union Membership required. Federally Insured by NCUA.
Credit Card type, credit line and APR are based on creditworthiness. Rates are variable and are subject to change. Rates are based on Prime Rate and are accurate as of 12/1/2025. All loans are subject to credit approval. Certain restrictions may apply.
*Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make funds available on the day the payment file is received, which may be up to 2 days early. Vantage West does not guarantee any early direct deposit payments.