Ready to Grow,
Ready for What’s Next.
Your trusted local credit union for business banking that supports your growth.
You’ve proven your business works. Now it’s time to scale with banking built for momentum. Vantage West makes growth simpler with strong rates, flexible lending, and a higher level of business banker support for businesses that have been operating for more than a year.
Built for the Middle of the Growth Curve
The “ready to grow” phase is where the real building happens. You’re past the launch stage, demand is rising, and the next step depends on how well your finances keep pace. Vantage West supports growing Arizona businesses with practical tools to manage higher volume, plus lending that helps you add vehicles, expand capacity, or keep cash flow steady through busy seasons.
And as your business matures, your support should too. If you’ve been in business over one year, you get access to an elevated level of business banker service for deeper guidance, faster decisions, and financing that matches where you’re headed.
Premier Business Checking
High-activity checking designed for established, growing businesses.
Built to handle more transactions and bigger cash flow as your operation expands. Helps you stay organized and efficient with the tools businesses need at scale.
Commercial Vehicle Loans
Financing to add trucks, vans, and work vehicles that expand what your business can do.
Preserve working capital by spreading vehicle costs into predictable payments.
Business Lines of Credit
A reusable source of working capital for the ups, downs, and opportunities of growth.
Access funds when you need them without reapplying each time. Flexible funding that helps you stay agile as you scale.
Cash Management
From card payments to cash flow, VWCU’s cash management solutions give you the power to get paid faster and manage transactions securely—whether you’re at your counter or online.
More Than a Lender, A Growth Partner
Growing businesses need more than a place to park money. They need a partner who understands what comes next. Our local business bankers help you think through expansion, cash flow, and financing strategy with real support from people who know Arizona business. For businesses operating longer than one year, that partnership becomes even more hands-on, giving you elevated banker service to help you move faster and plan smarter.
A Credit Union Built for Arizona’s Business Owners
Vantage West has been helping entrepreneurs across Arizona turn great ideas into thriving businesses. As a member-owned credit union, we reinvest profits into better rates, lower fees, and smarter technology—all designed to help you succeed from day one.
Ready To Grow Business Resources
In Our Knowledge Center
Investing During a Bear Market
When you hear the term “bear market,” what do you think of? For many investors, bear markets can be a source of fear and anxiety. But unlike a real bear,
Tips for collecting your money faster
Most small business owners dislike the thought of calling customers and demanding payment, especially when you’re trying to build sales. It’s a balance of needing to be paid, and not
The six business numbers to track success
It makes sense to be aware of and track your main financial indicators. The more you observe what the numbers are doing, the faster you’ll see what’s working and what
The difference between cash flow and profit
Cash coming into your business and the actual profit you make are two very different things, and almost always never total up as identical amounts. The difference? Cash flow is
The difference between capacity and capability when scaling your business
Many successful entrepreneurs are constantly thinking of how to scale their business for growth. Whether you’re developing new products or services, taking on larger orders or moving into the export
Protecting your business from theft and fraud
There are a number of risks that you’ll face in business – from employee theft to a competitor using your intellectual property. It’s your responsibility to safeguard your business from
Accreditations & Recognitions
Ready to Start Your Business Journey the Local Way?
Disclosures
Accurate as of 12/1/2025. Products and services are subject to approval. Terms and conditions apply. All rates, terms, conditions, and options are subject to change without notice. Certain restrictions may apply. Membership required. Federally Insured by NCUA.
Certain loan requests above $100,000 may require additional documentation. Please speak with your business banker about your specific loan request to determine if any of the additional forms are required.
All loans are subject to credit approval, satisfactory legal documentation, and regulatory compliance. Certain restrictions and fees may apply. Borrowers are responsible for any appraisal and environmental fees plus customary closing costs, including title, escrow, documentation fees and may be responsible for any fees including bridge loan, construction loan, and packaging fees. Programs, rates, restrictions, terms and conditions apply and are subject to change at any time. Rates can be variable or fixed, depending on type of loan product.