Working Capital, The Real Business Flex
A Business Line of Credit from Vantage West gives you a reliable, reusable source of funding to keep your small business running smoothly, without having to re-apply every time you need cash.
A line of credit is one of the most flexible tools a business can have.
It helps you stay nimble when opportunities pop up, protects day-to-day operations from cash-flow bumps, and gives you breathing room to grow at your pace. Whether you’re bridging a seasonal gap or investing in the next step for your business, a line of credit keeps your momentum moving forward.
Why a Line of Credit is a Strategic choice
On-demand access to working capital. Tap funds when you need them for inventory, payroll, seasonal swings, or unexpected expenses.
Reuse as you repay. As you pay your balance down, your available credit replenishes, so you’re always ready for the next need.
Only pay for what you use. You’re charged interest on the amount you draw, not the full credit limit.
Smooth out cash-flow gaps. Cover short-term expenses while waiting on receivables, contracts, or grant reimbursements.
Competitive rates add real value.
*For business lines of credit from $50,000 to $350,000, apply online using the button below. For requests over $350,000, connect with a Vantage West business banker to discuss customized options.
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Disclosures
All loans are subject to credit approval, satisfactory legal documentation, and regulatory compliance. Certain restrictions and fees may apply. Borrowers are responsible for any appraisal and environmental fees plus customary closing costs, including title, escrow, documentation fees and may be responsible for any fees including bridge loan, construction loan, and packaging fees. Programs, rates, restrictions, terms and conditions apply and are subject to change at any time. Rates can be variable or fixed, depending on type of loan product.
Certain loan requests above $100,000 may require additional documentation. Please speak with your business banker about your specific loan request to determine if any additional forms are required.
Minimum Time in business established 2 years. Membership required.