Refinance for a Better Fit Today
Explore home refinance loan options designed to align your mortgage with your financial needs today and in the years ahead.
A home loan refinance can help you adjust your mortgage to better fit your current financial goals. Whether you want a lower rate, a reduced monthly payment, or a loan type that suits your situation today, we can walk you through your options and help you take the next step.
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Explore the benefits to membership with us.
You can manage your savings from anywhere.
Your money stays close to home.
We invest in Arizona communities, not Wall Street.
We offer better rates than most banks.
Being a member comes with perks.
From insurance discounts to loan rate savings: your membership helps you do more with your money.
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Disclosures
Mortgage loans are subject to credit approval and underwriting guidelines. Rates and terms are based on Loan to Value (LTV) and creditworthiness. Property used for collateral must be located in the State of Arizona. Down payment required. Certain restrictions, closing costs and fees may apply. Property insurance is required. Private Mortgage Insurance (PMI) and/or Flood Insurance may be required for some borrowers. Additional documentation may be requested and required. Additional restrictions and qualifications may apply. Mortgage options subject to change without notice.
Home Equity Loans (HELOC) rates are variable and are subject to change based on Prime Rate. Rates and terms are based on Loan to Value (LTV) and creditworthiness. Minimum credit line of $10,000. Property used for collateral must be located in Arizona. Certain restrictions and fees may apply. $50.00 annual fee. Property insurance is required. Closing costs are covered for credit lines up to $100,000. Loan must remain open for a minimum of 2 years to avoid repayment of origination fees and closing costs. Additional restrictions and qualifications may apply. Consult a tax advisor for tax deductibility guidelines. Loan options subject to change without notice.
For terms and conditions, see the Truth-In-Lending Terms. Also see the Truth-In-Lending Disclosure.
All loans are subject to approval. Certain restrictions may apply. Membership required. NMLS# 485751