Notice Our New Look? Our Improved Website Is Here To Serve You!
Rita Ranch Branch is Closed 12/8 – 12/10.

Knowledge Center:

Help

Information, resources, and tools to help you succeed.

Annual Skip-A-Payment

Need a break from your loan payment? Choose to Skip-A-Payment — one per year, per loan. Requests can be processed using our Skip-a-Pay feature in online banking or via our

Make a Payment

Making a payment to your Vantage West loan has never been easier. We offer a variety of options to help with payments and account management. Select the option that works

Hardship Declaration

Trouble Making Loan Payments? See what options are available to our members to help with financial difficulties or hardships. GET HELP

Personal Forms & Applications

Written Statement of Unauthorized Transactions Use this form if one of your checks was involved in fraud and a polic report is requested. DOWNLOAD FORM Order or Reorder Checks Need

FAQS

Information, resources, and tools to help you succeed.

Vantage West Routing Number

NMLS #485751Routing & Transit #322174708

FAQ: Mobile & Online Banking

What services are offered online? We offer a variety of services through Online Banking and our mobile app. These include: What are the hours for Live Chat? Monday – Friday,

FAQ: ATMs & ITMS

How do I set a language preference on an ATM? Your ATM experience can be customized to skip the screen asking you to select a language. To do this, simply

FAQ: Account Management

How do I change my name on my accounts? To change your name on your account, please visit one of our branches and provide both of the following: 1. Updated

FAQ: Understanding Escrow & Escrow Analysis

What Is Escrow? When you have a mortgage, Vantage West Credit Union will set up an escrow account to help you pay for: Instead of paying these bills directly, you

DISCLOSURES & NOTICES

Information, resources, and tools to help you succeed.

Fair Credit Reporting Act

This notice is provided to you in accordance with § 601 et seq. of the Federal Fair Credit Reporting Act (FCRA). In connection with processing your loan application, we will

Home Mortgage Disclosure Act Notice

HOME MORTGAGE DISCLOSURE ACT NOTICE To obtain HMDA data for a particular year, follow the instructions below. Please contact an employee if you have any questions. For Data from Calendar

Unlawful Internet Gambling Enforcement Act

Per the Unlawful Internet Gambling Enforcement Act (UIGEA), individual and business members are prohibited from transacting unlawful Internet gambling activities through their accounts at Vantage West Credit Union. Unlawful internet

Overdraft Protection

Overdrafts can happen. Protect yourself. Our Overdraft Protection program offers an alternative to Overdraft Privilege. With this program, we automatically transfer funds from your share account into your checking in

Disclosures & Notices

Accessibility at Vantage West We comply with the Americans with Disabilities Act and we’re committed to providing access to our members. LEARN MORE Consumer Handbook on ARMs Learn how ARMs

Social Media Public Use Guidelines

Vantage West Credit Union Social Media Public Use Guidelines Vantage West encourages the use of social media platforms as a way to share and receive information about our credit union

Ready to Grow With Arizona’s Leading Credit Union?

Whether you’re opening your first account or financing your next expansion, Vantage West delivers competitive rates, fast local decisions, and guidance that keeps your business moving forward.

Recent Alerts

Our Rita Ranch Branch is closed until Wednesday, ITMs are still available. Click Here for Nearby Locations.

We’re proud to bring you a new website that reflects the dedication to technology, information, and account management that serves our existing and prospective members!

Current Notifications

2026 Board Election

Members interested in running for a seat on our Board of Directors are invited to submit their application for nomination by December 31, 2025.

Important note about Website Safety

Stay informed about the latest scams and fraud tactics by visiting our online Fraud Watch page. If you have questions or suspect anything unusual, don’t hesitate to contact us. 

Card System Updates
Have a new card to activate?Call 1-800-631-3197.
Need to change your PIN?Call 1-888-886-0083.

Fraud Alert
Fraudulent activity continues to target our members through text messages, email, and phone calls. To keep your accounts safe, never click on unsolicited links or respond to suspicious texts, emails, or phone calls. Vantage West will NEVER ask for your one-time passcode, card number, PIN, or CVV number. 

Branch Updates
In branch debit card instant issue is currently unavailable.

Appointment Scheduling
Planning to visit a branch? Schedule an appointment online.