Notice Our New Look? Our Improved Website Is Here To Serve You!
Rita Ranch Branch is Closed 12/8 – 12/10.

Big Banks Talk.

We Actually Deliver.

Local business banking: delivering competitive rates, local lending, and personal guidance.

Vantage West helps Arizona business launch, scale and thrive. From competitive loan rates and digital convenience to personalized guidance from real business bankers, we deliver the partnership and performance your business deserves.

Startup

In Your First Year of Launching?
We Make it Easier to Start Strong.

From business checking to flexible startups, Vantage West gives entrepreneurs the banking foundation, and local guidance, to move from idea to operation with confidence.

Growth & Expansion

Momentum Matters:
Let’s Keep it Going.

Access working-capital loans, credit cards, and merchant services that help you expand efficiently while keeping cash flow growing in a health direction. Our local lenders move fast so you can, too.

Established

You’ve Built Something Lasting.
Now Maximize its Potential.

From commercial real-estate lending to tailored merchant and payroll solutions, Vantage West helps established businesses strengthen what’s working and plan for what’s next on the horizon.

Discover How Local Businesses Win

Across our local community, retailers have scaled, developers have built, and merchants have modernized their operations with Vantage West lending and cash management services. Every success story proves that business banking built on relationships delivers real results.

Business Checking: Low or no monthly service fees*

Business Savings: High-yield options with easy transfers

Loans & Lines of Credit: Local, fast funding decisions

Credit Cards: Low rates, rewards, and expense tracking

Cash Management: Payroll, merchant services & more

Business Resources: Tools and insights that empower leaders

Community Minded. Mission Driven.

Nonprofits power Arizona’s growth, and we’re proud to support them. As a Community Development Financial Institution (CDFI), Vantage West partners with organizations that create real impact—offering low-fee accounts, accessible lending, and guidance from bankers who understand purpose-driven work.

70 Years Strong, and Still Growing With Arizona.

Competing with the biggest names in finance, Vantage West has thrived for seven decades by staying deeply rooted in the community and relentlessly focused on innovation. Now serving more than 200,000 members and $3.2 billion in assets, we’ve doubled our size in the past 10 years while keeping every decision local.

“In the last 10 years or so, credit unions have started to really get into the commercial game, and they’ve been smart about it.”

— Edmund Marquez

Featured in BizTucson Magazine’s “70 Years of Impact” issue

Ready to Grow With Arizona’s Leading Credit Union?

Whether you’re opening your first account or financing your next expansion, Vantage West delivers competitive rates, fast local decisions, and guidance that keeps your business moving forward.

Disclosures

Products and services are subject to approval. All rates, terms, conditions, and options are subject to change without notice. Certain restrictions may apply. Membership required. Federally Insured by NCUA.

*Select Business Checking can have monthly service fees waived with average daily balance of $1,500; or 10 or more business debit or credit card transactions per month; or $15,000 combined business balances.

*Premier Business Checking can have monthly service fees waived with average daily balance of $10,000; or maintain $35,000 in combined business balances (ex: checking, savings, credit); or make $1,000 in net purchases per month on VWCU Business debit or credit card.

*Community Business Checking can have monthly service fees waived with average daily balance of $500 and be enrolled in eStatements.

Recent Alerts

Our Rita Ranch Branch is closed until Wednesday, ITMs are still available. Click Here for Nearby Locations.

We’re proud to bring you a new website that reflects the dedication to technology, information, and account management that serves our existing and prospective members!

Current Notifications

2026 Board Election

Members interested in running for a seat on our Board of Directors are invited to submit their application for nomination by December 31, 2025.

Important note about Website Safety

Stay informed about the latest scams and fraud tactics by visiting our online Fraud Watch page. If you have questions or suspect anything unusual, don’t hesitate to contact us. 

Card System Updates
Have a new card to activate?Call 1-800-631-3197.
Need to change your PIN?Call 1-888-886-0083.

Fraud Alert
Fraudulent activity continues to target our members through text messages, email, and phone calls. To keep your accounts safe, never click on unsolicited links or respond to suspicious texts, emails, or phone calls. Vantage West will NEVER ask for your one-time passcode, card number, PIN, or CVV number. 

Branch Updates
In branch debit card instant issue is currently unavailable.

Appointment Scheduling
Planning to visit a branch? Schedule an appointment online.