When we say “Great Rates”, we mean 0% APR for the first 12 months!
Vantage West Platinum Visa® Credit Card
Fraud Protection
Worldwide Access
no hidden fees
no annual fee
Why the Platinum Card is Right for You:
0% Introductory APR1 for 12 months for well-qualified applicants (and as low as 9.49% thereafter) on purchases and balance transfers, giving you more breathing room for your finances.
Overdraft Protection: Link your Platinum card to your checking account for extra peace of mind.
Flexible Credit Lines: Choose the credit limit that works best for you, starting at $1,000.
Worldwide Access2: Withdraw cash from Visa® ATMs worldwide, anywhere you see a Visa® or PLUS logo.
No Application Fee or Annual Fee!
With a competitive rate and essential benefits, the Platinum Visa® Credit Card is built to give you exactly what you need.
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Disclosures
1Card type and APR are based on creditworthiness. Platinum Visa® introductory rates are 0.00%, for twelve months, for qualifying members. Standard rates for the Platinum Visa® after twelve month introductory period range from 9.49% – 27.49% APR. Introductory rate offered only for new Platinum credit cards and does not apply to increases, conversions or re-opening of a closed credit card. Rates are variable and are subject to change. Rates are based on Prime Rate and are accurate as of 12/12/2025. All loans are subject to credit approval. Membership required. Certain restrictions may apply.
2Visa® card holders with international transactions (such as US-dollar online purchases from a foreign country, or transactions enacted in a foreign country) will be charged, by Visa®, an International Service Assessment (ISA), which is currently 1.0% for multicurrency transactions and for single currency transactions.
