Put Your Savings to Work
A premium savings account built to grow for Arizona savers.
⭐Great Rates Alert! Our Savings Accounts Earn Competitive APY*
APY*=Annual Percentage Yield
Earn More.
Access Easily.
Stay in Control.
Our Premium Savings Account is built for members who want their larger balances to work harder without sacrificing flexibility. You’ll earn competitive, tiered rates that increase as your savings grow — with no penalties for withdrawals or transfers. Manage everything online or in person with the convenience and care you expect from your local Arizona credit union.
Features & Benefits:
- Tiered dividend rates: the more you save, the more you earn.
- Minimum balance of just $500 to start enjoying premium earnings.
- No monthly maintenance fees: your money stays focused on growth.
- FREE Online, Mobile, and Text Banking for easy 24/7 account access.
- Unlimited ATM withdrawals for convenient access to your funds.
- Option to order Money Market checks for added flexibility.
- Overdraft protection available when linked to your checking account.
- No penalties for withdrawals or transfers: your money, your terms.
How It Works
- Step 1: Open your account online or at a local Vantage West branch.
- Step 2: Make a one-time initial deposit and/or set up your direct deposit amount to be automatically transferred into this savings account.
- Step 3: Watch your balance grow! Check out our calculator to estimate returns on your investment.
- Step 4: Accessing your money is always an option. Easy online transfers or ATM withdrawals puts flexibility and control in your hands.
“This branch offers excellent customer service—staff are friendly, professional, and always helpful. The location is very convenient and easy to access, making it a great choice for banking needs”
–Enrique R.
Frequently Asked Questions About Your Premium Savings Account
What makes a Premium Savings Account different from a Regular Savings Account?
A Premium Savings Account is designed for higher balances, offering tiered dividend rates that increase as your savings grow: helping you earn more over time.
What is the minimum balance required?
A minimum balance of $500 is required to open and maintain your Premium Savings Account.
Are there any monthly fees?
No. Your account has no monthly maintenance fees.
Can I withdraw my funds anytime?
Yes. You can make withdrawals or transfers anytime without penalties, giving you the flexibility you need.
How can I access my account?
You’ll have FREE Online, Mobile, and Text Banking, plus unlimited ATM access and optional Money Market checks for easy account management.
Did You Know?
Explore the benefits to opening a regular savings account with us
You can manage your savings from anywhere.
Online banking and mobile apps make it simple to check balances, transfer money, and more.
Your money stays close to home.
We invest in Arizona communities, not Wall Street.
We offer better rates than most banks.
That means more money in your pocket, just for saving smart.
Being a member comes with perks.
From insurance discounts to loan rate savings, your membership helps you do more with your money.
We’ve been serving Arizona since 1955—honestly, respectfully, and with your best interests in mind.
Join thousands of members who trust us to keep their savings safe and their goals growing.
- Federally insured by NCUA
- Local, member-owned and operated
- Top-rated by members for caring service
- Financial guidance you can understand
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Disclosures
* APY(s) = Annual percentage yield(s) accurate as of 12/1/2025. Rates subject to change. Tiered balances earn tiered rates. Rates for Premium Savings are variable and may change after the account is opened. Minimum of $500 to open and maintain account. Fees and other conditions could reduce the earnings on the account. Certain restrictions may apply. Subject to approval. Federally insured by NCUA.