Save with Confidence. Grow with Care.
Opening a savings account unlocks so much more.
⭐ Great Rates Alert: Don’t miss the season’s hottest earning CDs!
Start, Grow, Invest.
Your Pathway to Financial Freedom
Start:
Everyday & Goal-Based Savers
Regular Savings
Earns dividends with no monthly fee
Premium Savings
No penalties for withdrawals or transfers
Super Saver Club (for Kids)
Earns dividends and builds habits early
Teach kids ages 12 and under to save smart—with fun rewards and a gift at account opening.
Grow:
Larger Leverage, Higher Earning
Certificates (CD)
Lock in rates as high as 4.01% APY*
Terms from 6 months to 5 years
Launch Money Market
Earn up to 4.00% APY*, low minimum to earn interest1
High Yield Money Market
Earn up to 3.51% APY* on higher balances
Keep access to funds while enjoying high returns
Invest:
Long-Term & Life Stage Planning
Education Savings Accounts (ESA)
Individual Retirement Accounts (IRAs)
Explore More Ways to Invest With Us
More options for managing your wealth are available at your fingertips. Hop over to our investing expertise area to find out more.
Compare Your Savings Options
| Super Saver for Kids3 | Regular Savings | Premium Savings | High Yield Money Markets | |
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Minimum Opening Deposit |
$5 |
$5 |
$500 |
$10,000 |
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e-Statements |
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Online Banking |
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Available as Overdraft Source |
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Checks Available |
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Yes (up to 6 per month) |
Yes (up to 6 per month)
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Rates (tier 1) |
1% Annual Percentage Yield (APY) (up to $1,000.00) |
.15% Annual Percentage Yield (APY) |
4 Up to 0.30% Annual Percentage Yield (APY) ($500 – $9,999.99) |
4Up to .05% Annual Percentage Yield (APY) ($500 – $99,999.99)
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Rates (tier 2) |
0.10% APY (over $1,000.00) |
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4Up to 1.75% APY ($10,000-$124,999) |
4Up to 3.26% APY ($100,000 – $124,999.99)
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Rates (tier 3) |
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4Up to 1.75% APY ($125,000 and up) |
4Up to 3.51% APY ($125,000.00 and up)
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Rate Promotional |
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4.00% Annual Percentage Yield (APY)* ($10,000 and up) -Outside funds only
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Did You Know?
Explore the benefits to opening a personal savings account with us
You can manage your savings from anywhere.
Your money stays close to home.
We offer better rates than most banks.
Being a member comes with perks.
We’ve been serving Arizona since 1955—honestly, respectfully, and with your best interests in mind.
- Federally insured by NCUA
- Local, member-owned and operated
- Top-rated by members for caring service
- Financial guidance you can understand
How Else Can We Help? Let’s Make It Easy.
What Are Members Saying?
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Disclosures
*APY(s)=Annual Percentage Yield(s) accurate as of 12/1/2025.
Subject to approval. Early withdrawal penalties may apply. Credit Union Membership required. Rates subject to change. Rates for Regular Savings, Premium Savings, Super Saver Kids, Launch Money Market and High Yield Money Markets are variable and may change after the account is opened. Traditional and Roth IRA rates are variable and subject to change. Share Certificates earn dividends. Certificate minimum opening deposit of $500. Early withdrawal penalties may apply. Early withdrawals, fees, and other conditions could reduce the earnings on the account. Certain restrictions may apply. Federally insured by NCUA.
1The APY will be calculated by applying one or more Dividend Rates to multiple balance ranges. The Dividend Rate for each balance range will apply to your account balance within each particular deposit balance range and not the entire account balance. Rates are variable and subject to change. Tiered balances earn tiered rates. Fees may reduce earnings on the account. Subject to change without notice. Certain restrictions may apply. Subject to approval. $100 minimum opening deposit. Limit one (1) Launch Money Market per member.
2Consult your tax advisor about IRA eligibility, contributions, qualifications, and early withdrawal penalties.
3The Annual Percentage Yield will be calculated by applying one or more dividend rates to multiple balance ranges as set forth above. The dividend rate for each balance range will apply to your account balance within each particular deposit balance range and not the entire account balance. When children turn 18, Super Saver accounts will convert to Regular Savings accounts. The Super Saver Account is subject to the same withdrawal and transfer limitations as the Regular Share Account. There is a limit of one (1) Super Saver Account per primary Member.
4Tiered balances earn tiered rates. Rates shown are based on Relationship Rates which have the following eligibility requirements: 1. Have a qualifying open Vantage West consumer checking account, 2. Have a total monthly direct deposit of at least $750/month to accounts under the same Membership account 3. Keep an aggregate loan and/or deposit balance of at least $10,000 in the same Membership account. Accounts that do not meet the eligibility requirements receive a lower APY. Relationship Rates, conditions, and benefits are subject to change without notice. Business Accounts and IRA CDs are not eligible for Relationship Rates.