APPLY TODAY AND RECEIVE $200 CASH BACK*

Vantage West Signature Rewards Visa

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Introducing your wallet’s new best friend— our upgraded credit card packed with exclusive rewards!

Whether you’re dining out, catching a show, or stocking up on groceries, let your spending earn you more.

Why Signature Rewards is Right for You:

  • 0% Introductory APR1 for 12 months for well-qualified applicants (and as low as 18.49% thereafter).
  • 2% Cash Back on Dining, Entertainment & Groceries2: Earn more rewards every time you grab a meal, catch a show, or stock up on essentials. (Needs disclosure about qualifying establishments).
  • 1.5% Cash Back on Everything Else3: You heard right. You’ll get 1.5% cash back on all other qualifying purchases.
  • Overdraft Protection: Link your Signature Rewards card to your checking account for extra peace of mind.
  • Worldwide Access4: Withdraw cash from Visa ATMs worldwide, anywhere you see a Visa or PLUS logo.
  • No Application Fee!
Rates & Terms


 

 

 

Get started today with the Vantage West Signature Rewards Visa

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Disclosures

*To qualify and receive the $200.00 Welcome Bonus you must open a Vantage West Signature® Rewards VISA® Credit Card and make qualifying purchases, totaling $2,000 or more posted to your account, within the first 90 days of account opening. (“Purchases” do not include balance transfers, cash advances, interest, unauthorized or fraudulent charges, items returned for credit, or fees of any kind, if applicable.) The $200.00 Welcome Bonus will be awarded in the form of 20,000 Reward points, which can be redeemed for $200.00 cashback. account. Offer valid for new qualifying Vantage West Signature® Rewards VISA® Credit Cards only and does not apply to increases, conversions, or re-opening of a closed credit card. Members with an existing Vantage West Signature® Rewards VISA® Credit Card are not eligible for the bonus. Cash Back rewards are tracked as points and each $1 in Cash Back rewards is equal to 100 points. Points can be redeemed for cash back, merchandise, gift cards, travel, and charitable donations. Must have a minimum 2,500 points for cash redemption. See Vantage West Rewards terms and conditions for details and restrictions of the program. Offer subject to change without notice.

1Card type and APR are based on creditworthiness. Signature Rewards Visa introductory rates are 0.00%, for twelve months, for qualifying members. Standard rates for the Signature Rewards Visa after twelve month introductory period range from 18.49% APR to 28.49% APR. Rates are variable and are subject to change based on Prime Rate (rates based on Prime Rate as of 10/1/2024). Introductory rate offered only for new Signature Rewards credit cards and does not apply to increases, conversions or re-opening of a closed credit card. Membership required. All loans are subject to credit approval. Certain restrictions may apply. Introductory APR offer subject to change without notice.

2Merchants are assigned codes based on what they primarily sell. We group certain merchant codes into categories that are eligible for the Bonus Category Points. A purchase with a merchant will not earn Bonus Category Points if the merchant’s code is not included in our Dining, Entertainment and Groceries category.

3Cash Back rewards are tracked as points and each $1 in Cash Back rewards is equal to 100 points. Points can be redeemed for cash back, merchandise, gift cards, travel, and charitable donations. Must have a minimum 2,500 points for cash redemption. Subject to change. Certain restrictions may apply. See Vantage West Rewards terms and conditions for details and restrictions of the program.

4Visa card holders with international transactions (such as US-dollar online purchases from a foreign country, or transactions enacted in a foreign country) will be charged, by Visa, an International Service Assessment (ISA), which is currently 1.0% for multicurrency transactions and for single currency transactions.