Important messages

When we say “Great Rates”, we mean 0% APR for the first 12 months!

Vantage West Platinum Visa® Credit Card

Fraud Protection

Worldwide Access

no hidden fees

no annual fee

Why the Platinum Card is Right for You:

  • 0% Introductory APR1 for 12 months for well-qualified applicants (and as low as 9.24% thereafter) on purchases and balance transfers, giving you more breathing room for your finances.

  • Overdraft Protection: Link your Platinum card to your checking account for extra peace of mind.

  • Flexible Credit Lines: Choose the credit limit that works best for you, starting at $1,000.

  • Worldwide Access2: Withdraw cash from Visa® ATMs worldwide, anywhere you see a Visa® or PLUS logo.

  • No Application Fee or Annual Fee!

With a competitive rate and essential benefits, the Platinum Visa® Credit Card is built to give you exactly what you need. 

Looking for borrowing options that help you achieve bigger dreams, such as improving your credit score?

Build credit history no matter where you are right now.

Discover Loan Options that quite literally work for you!

How Else Can We Help? Let’s Make It Easy.

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Disclosures

1Card type and APR are based on creditworthiness. Platinum Visa® introductory rates are 0.00%, for twelve months, for qualifying members. Standard rates for the Platinum Visa® after twelve month introductory period range from 9.24% – 27.24% APR. Introductory rate offered only for new Platinum credit cards and does not apply to increases, conversions or re-opening of a closed credit card. Rates are variable and are subject to change. Rates are based on Prime Rate and are accurate as of 01/05/2026. All loans are subject to credit approval. Membership required. Certain restrictions may apply.

2Visa® card holders with international transactions (such as US-dollar online purchases from a foreign country, or transactions enacted in a foreign country) will be charged, by Visa®, an International Service Assessment (ISA), which is currently 1.0% for multicurrency transactions and for single currency transactions.

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