Checking with Rewards

Premium Rewards Checking offers both dividends and reward points on all qualifying purchases.1 Combine points earned with Connect Rewards Visa for points on top of points. Now that’s rewarding.

Federally insured by NCUA

Premium Rewards Checking

  • Rewards points (1 for every $5 spent) on qualifying purchases with your Vantage West Visa Debit card1
  • Dividends paid on all balances
  • Low $20 opening deposit requirement
  • Unlimited withdrawals at Vantage West ATMs
  • Reimbursement of surcharge fees at non-Vantage West ATMs up to $7/month
  • No monthly service fees with averagedaily balance of $3,000, or combined average daily balance in all deposit accounts of $10,000 or monthly net direct deposit of $7502

Essential Checking

  • No monthly service fees w/eStatements
  • No minimum balance requirements
  • Low $20 opening deposit requirement
  • Free use of Vantage West ATMs
  • Mobile deposits and money management tools
Rewards Plus Rewards Essential
Recompensas de Compras (1 punto por cada $5) No
Rendimientos No No
Tarjeta de Débito Visa Gratuita
Diseña tu Propia Tarjeta
Herramientas de Administración Financiera y Acceso
Depósitos con Dispositivos Móviles
Cheques Ilimitados
Alertas Gratuitas de Tarjeta / Fraude
Retiros de Cajeros Automáticos Foráneos $1.75
Bill Pay Ilimitado $2 mensual
Depósito mínimo para apertura $100 $20 $20
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Last Updated September 1, 2023. 

1 Cash Back rewards are tracked as points and each $1 in Cash Back rewards earned is equal to 100 points. Points can be redeemed for cash back, merchandise, gift cards, travel, and charitable donations. A “Qualifying Purchase” is non-pin merchant transaction. We reserve the right to determine at our sole discretion whether a particular transaction is a Qualifying Purchase or to include or exclude other charges from the definition of Qualifying Purchases. See Vantage West Rewards terms and conditions PDF for details and restrictions of the program.

Premium Rewards Checking service fee (without qualifying waiver) is $12 per month.

Last Updated September 1, 2023. Some products and services are subject to approval. Membership required. Certain restrictions may apply. Federally insured by NCUA.