Why Vantage West?

Make the switch to Vantage West in 3-EASY STEPS.

We’re the largest credit union in southern Arizona and a state leader in vehicle lending.  We care about our members and the communities we serve.  Our headquarters is in Tucson — not in New York City or San Francisco.  Plus, our members get access to a variety of great programs & incentives.  See why over 130,000 people have chosen to become members…  You’ll like the difference.

Switch in 3 easy steps...

  • 1

    Open your Vantage West Account.

  • 2

    Change your direct deposits & stop auto payments.

  • 3

    Close your old accounts.

It's THAT simple with our handy switch kit! Switch Now ›

Checking With Rewards

Our new Rewards Plus Checking account offers both engagement dividends and reward points on all qualifying purchases.1 These can be combined with your Connect Rewards Visa Signature Card for points on top of points.

Now that's rewarding.

Three great options to fit your needs:

Rewards Plus Checking

  • Rewards Points (1 for every $5 spent) on qualifying purchases with your Vantage West Visa Debit card.
  • Dividends paid on average daily balances of $3000 or more.
  • Earn an Engagement Dividend of 2% APY2 when you make 20 debit and/or credit card transactions per month.
  • Silver-Level FraudScout™ Identity Monitoring3 & Protection Services from CyberScout
  • Unlimited withdrawals at non-Vantage West ATMs and reimbursement of up to $10 per month of non-Vantage West ATM surcharges.
  • All other benefits of Vantage West checking including: mobile deposits, online bill pay, and money management tools.
  • No monthly service fee with an average daily balance of $3000 or more, or complete 20 or more credit and/or debit card transactions in a month, or if you have a first mortgage loan with Vantage West. 4
Sign Up

Rewards Checking

  • Rewards Points (1 for every $5 spent) on qualifying purchases with your Vantage West Visa Debit card.
  • Unlimited withdrawls at non-VantageWest ATMs.
  • LifeStages ID & Fraud Resolution Services7 , provided by CyberScout™
  • All other benefits of Vantage West checking including: mobile deposits, online bill pay, and money management tools.
  • No monthly service fee with an average daily balance of $1000 or more, or complete 10 or more credit and/or debit card transactions in a month, or if you have a first mortgage loan with Vantage West.5
Sign Up

Essential Checking

  • No monthly service fee or minimum balance requirements.
  • Low $20 opening deposit requirement.
  • Free use of Vantage West ATMs.
  • Benefits of Vantage West checking including: mobile deposits, and money management tools.6
Sign Up

Still not sure which one is right for you?

Compare the terms and features below.

 
Rewards Plus
Rewards
Essential
Rewards Points (1 point on every $5)
Rewards Plus Yes
Rewards Yes
Essential No
Dividends
Rewards Plus Yes
Rewards No
Essential No
Free Visa Debit Card
Rewards Plus Yes
Rewards Yes
Essential Yes
Design Your Own Card
Rewards Plus Yes
Rewards Yes
Essential Yes
Money Management / Access Tools
Rewards Plus Yes
Rewards Yes
Essential Yes
Unlimited Mobile Deposits
Rewards Plus Yes
Rewards Yes
Essential Yes
Unlimited Check Writing
Rewards Plus Yes
Rewards Yes
Essential Yes
Payment Confidence Options
Rewards Plus Yes
Rewards Yes
Essential Yes
Free ID RiskCompass From CyberScout
Rewards Plus Yes
Rewards Yes
Essential Yes
Free Card/Fraud Alerts
Rewards Plus Yes
Rewards Yes
Essential Yes
Free Lifestages ID & Fraud Resolution7
Rewards Plus Yes
Rewards Yes
Essential Yes
FraudScout Protection
Rewards Plus Yes
Rewards Available For Purchase
Essential Available For Purchase
Foreign ATM Withdrawls
Rewards Plus Yes
Rewards Yes
Essential $1.75
Unlimited Bill Pay
Rewards Plus Yes
Rewards Yes
Essential $3/mo
Opening Deposit
Rewards Plus $100
Rewards $20
Essential $20

Some products and services are subject to approval. Membership required. Certain restrictions may apply. Federally insured by NCUA.

1A “Qualifying Purchase” is non-pin merchant transaction. We reserve the right to determine at our sole discretion whether a particular transaction is a Qualifying Purchase or to include or exclude other charges from the definition of Qualifying Purchases.

2The 2% (APY) Annual Percentage Yield engagement dividend for Rewards Plus Checking is paid on balances up to $5000 and is subject to change.

3Silver-level FraudScout bundle available at no charge to Rewards PLUS Checking account Primary Accountholders who choose to accept it; service is not automatic and enrollee must complete all enrollment steps before receiving any FraudScout benefits. Additional service bundles available for purchase. Must be 18 years or older with a valid Social Security Number, email address, and access to the internet. See FraudScout Terms and Conditions for additional information.

4Rewards PLUS Checking service fee (without qualifying waiver) is $16 per month.

5Rewards Checking service fee (without qualifying waiver) is $5 per month.

6Essential Checking requires eStatements. Paper statements are not available for Essential Checking.

7LifeStages ID & Fraud Resolution Services are provided by CyberScout™, and do not reimburse for any financial losses. Services are available to Vantage West Essential, Rewards, and Rewards PLUS, Account-holders, and anyone living in those account-holders’ immediate household, including children of the account holder through age 23 who are away from home as full-time students.

For your convenience, Vantage West Credit Union provides links on our website to third party sites. Vantage West Credit Union does not provide, and is not responsible for the product, service, or overall website content available at a third party site. Vantage West Credit Union is not liable for any failure of products, services, or information advertised on the third party website. Please be advised that you will no longer be subject to, or under the protection of the privacy and security policies of our website.