Notice Our New Look? Our Improved Website Is Here To Serve You!
Rita Ranch Branch is Closed 12/8 – 12/10.

Category: Help

Loan Payoff

Congratulations on being ready to payoff your auto loan! We want the experience to be as seamless and enjoyable as possible. To ensure a smooth payoff, you will need to

FAQ: Understanding Escrow & Escrow Analysis

What Is Escrow? When you have a mortgage, Vantage West Credit Union will set up an escrow account to help you pay for: Instead of paying these bills directly, you

Direct Deposits, Electronic Payments & Wire Transfers

Direct deposit allows you to deposit paychecks, social security checks, and even tax refunds directly into your Vantage West accounts. Access your funds without ever needing to deposit the checks

Text to Pay with MessagePay

Make your next Vantage West loan payment via text message. Setting Up Your Account: 1 Receive a text 2 Verify your account 3 Create your 4-digit pin 4 Add your

Mobile Online Privacy Policy

Vantage West Credit Union’s (the “Credit Union”) online and mobile banking (the “App”) helps you control your credit and/or debit cards through your mobile device or web browser, making it

Terms of Use

ATTENTION: PLEASE READ THESE TERMS CAREFULLY BEFORE USING THIS WEBSITE. USING THIS WEBSITE INDICATES THAT YOU ACCEPT THESE TERMS. IF YOU DO NOT ACCEPT THESE TERMS (“TERMS”), DO NOT USE

Accessibility

Accessibility at Vantage West Vantage West Credit Union strives to treat our Members with the highest level of service and respect. To this end, we comply with the Americans with

Truth In Lending Terms

ANNUAL PERCENTAGE RATE This is not the Note rate for which the borrower applied. The Annual Percentage Rate (APR) is the cost of the loan in percentage terms taking into

Truth In Lending Dislosure

Truth In Lending (TIL) Regulation Z Promotes the informed use of consumer credit by requiring disclosures regarding terms and cost. Helps consumers “comparison shop” for credit. Gives consumers the right

Recent Alerts

Our Rita Ranch Branch is closed until Wednesday, ITMs are still available. Click Here for Nearby Locations.

We’re proud to bring you a new website that reflects the dedication to technology, information, and account management that serves our existing and prospective members!

Current Notifications

2026 Board Election

Members interested in running for a seat on our Board of Directors are invited to submit their application for nomination by December 31, 2025.

Important note about Website Safety

Stay informed about the latest scams and fraud tactics by visiting our online Fraud Watch page. If you have questions or suspect anything unusual, don’t hesitate to contact us. 

Card System Updates
Have a new card to activate?Call 1-800-631-3197.
Need to change your PIN?Call 1-888-886-0083.

Fraud Alert
Fraudulent activity continues to target our members through text messages, email, and phone calls. To keep your accounts safe, never click on unsolicited links or respond to suspicious texts, emails, or phone calls. Vantage West will NEVER ask for your one-time passcode, card number, PIN, or CVV number. 

Branch Updates
In branch debit card instant issue is currently unavailable.

Appointment Scheduling
Planning to visit a branch? Schedule an appointment online.