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Rita Ranch Branch is Closed 12/8 – 12/10.

Cash Management Solutions

Cash flow that supports your business — not the other way around.

Running a business in Arizona means every day brings decisions that impact your people, your customers, and your future. Our Cash Management Solutions are built to give you more control, more certainty, and more time back — so you can focus on growing what matters.

At Vantage West, you get modern digital tools backed by local expertise. Whether you’re streamlining payables, simplifying receivables, or managing liquidity, we meet you where you are and help you move forward with confidence.

Because your business deserves a financial partner that sees your potential — and has your back.

Basic

This solution activates the ability to add sub user(s) access to manage and reconcile accounts. Allow business partners, such as a CPA, Accountant, Bookkeeper, etc., visibility into day-to-day operations of the business.

ACH

Simplify transactions and increase control of the electronic disbursements and receivables. Schedule vendor payments and initiate in-house direct deposits for your employees.

Business Remote Deposit Capture (BRDC)

Process check deposits from the convenience of your business or office. Lease or purchase the check scanner directly through Vantage West.

Wires

Initiate domestic and international wire transfers from the convenience of your business or office. Wires can be processed same-day or scheduled for a future-date.

Positive Pay:

ACH Debit Blocker

  • Decide whether to pay or reject incoming ACH debits outside their approved vendor list.

Credit Fraud Filter

  • Verify ACH credit transactions prior to submission to the network.

Check Positive Pay

  • Check Positive Pay – Safeguard your account from fraudulent, altered, or stolen checks submitted for payment.

Ready to Start Your Business Journey the Local Way?

Get the accounts, cards, and services designed for small business success—backed by real local support from Arizona’s leading credit union.

Disclosures

All products and services are subject to approval. Programs, rates, restrictions, terms and conditions apply and are subject to change at any time. Certain restrictions may apply. Credit Union Membership required. Federally Insured by NCUA.

Certain types of transactions may require specific equipment.

Recent Alerts

Our Rita Ranch Branch is closed until Wednesday, ITMs are still available. Click Here for Nearby Locations.

We’re proud to bring you a new website that reflects the dedication to technology, information, and account management that serves our existing and prospective members!

Current Notifications

2026 Board Election

Members interested in running for a seat on our Board of Directors are invited to submit their application for nomination by December 31, 2025.

Important note about Website Safety

Stay informed about the latest scams and fraud tactics by visiting our online Fraud Watch page. If you have questions or suspect anything unusual, don’t hesitate to contact us. 

Card System Updates
Have a new card to activate?Call 1-800-631-3197.
Need to change your PIN?Call 1-888-886-0083.

Fraud Alert
Fraudulent activity continues to target our members through text messages, email, and phone calls. To keep your accounts safe, never click on unsolicited links or respond to suspicious texts, emails, or phone calls. Vantage West will NEVER ask for your one-time passcode, card number, PIN, or CVV number. 

Branch Updates
In branch debit card instant issue is currently unavailable.

Appointment Scheduling
Planning to visit a branch? Schedule an appointment online.