If you have received a pre-qualification letter in the mail or as an email, you are in the right place. As a Vantage West Member, you’re pre-qualified to refinance your auto loan. Our refinance process is quick, easy, and can save you money.



  • $200 CASH BACK1


Fill out the form, select the “refinance now” button below or call (800) 888-7882 to take advantage of your pre-qualification.


1$200 cash back incentive will be deposited into the Members regular share account. $200 cash back offer does not apply to existing Vantage West loans. Must refinance an existing loan of at least $10,000 from another lender. Loan must remain open for a minimum 6 months. If the loan is closed within 6 months of opening, then the $200 cash back award will be forfeited and the full amount that was awarded will be debited from the Members regular share account. Member is responsible for any applicable taxes as a result of the cash back. Offer cannot be combined with any other discounts or promotions.

Loans currently financed with Vantage West Credit Union are not eligible for refinance. Offer not valid on commercial vehicles. Only the member to whom this offer is addressed is pre-qualified to refinance a vehicle loan from another lender. Other persons may request a vehicle loan by completing and submitting an application at vantagewest.org or at any branch location. Limited time offer. By responding to this offer, you are requesting Vantage West Credit Union to obtain a copy of your credit report, and verify employment, income, debt status, and the ability to pay in relation to the loan amount requested. Offer valid until August 31, 2019. Your response will be processed as a non-prequalified loan request if it is received after the offer expiration date. Rates, terms and conditions are subject to change without notice. Vantage West offers loans on vehicles model year 2009 and newer. The maximum loan term is 84 months, and term limits may apply. Minimum loan amount is $5,000. Rates based on creditworthiness, loan product, term of loan, and by age and value of vehicle used as collateral. All loans subject to approval. Rates subject to change at any time. Certain restrictions may apply. Payment Example: A loan of $12,000 for 60 months at 6.00% APR will have a monthly payment of $232.04.