Identifying Frauds and Scams

Don’t get ripped off.

Like many financial institutions, we have been the target of various fraudulent “phishing” (email) , “SMiShing” (text messaging) and “vishing” (automated voice message) scams. It’s extremely important that you do not ever respond to any email, phone call, text, or other communication requesting personal information.

Q:  Suspect the legitimacy of the correspondence you receive from us?  
A:  Contact us immediately.

Q:  Receive a suspicious call, text, or email from someone pressuring you to share personal information?
A:  Report it to the Federal Trade Commission.

Q:  Believe you’re a victim currently being solicited by a scam artist?
A:  Contact your local police department immediately.

If you answer YES to any of the following questions, you could be involved in (or about to be involved in) fraud.  Contact us immediately!

  • Is the CHECK from an item you sold on the Internet, such as a car, boat, jewelry, etc?
  • Is the amount of the CHECK more than the item’s selling price?
  • Did you receive the CHECK via an overnight delivery service?
  • Is the CHECK connected to communicating with someone via email?
  • Is the CHECK drawn on a business or individual account that is different from the person buying your item or product?
  • Have you been informed that you were the winner of a LOTTERY, such as Canadian, Australian, El Gordo, or El Mundo, that you did not enter?
  • Have you been instructed to either WIRE, SEND, or SHIP MONEY, as soon as possible, to a large U.S. city or to another country, such as Canada, England, or Nigeria?
  • Have you been asked to PAY money to receive a deposit from another country such as Canada, England, or Nigeria?
  • Are you receiving PAY or a COMMISSION for facilitating money transfers through your account?
  • Did you respond to an email requesting you to CONFIRM, UPDATE, OR PROVIDE your account information?

Updated: July 16, 2015