To view additional member notices (such as our Online Banking maintenance schedule), please visit the Member Notices page.

Accessibility at Vantage West
We comply with the Americans with Disabilities Act and we’re committed to providing access to our members.

Adjustable-Rate Mortgage (ARM) Disclosure
This is a disclosure that describes the features of ARMs.

Consumer Credit Card Agreement
Read the “fine print” of our consumer credit card.

Consumer Handbook on ARMs
Learn how ARMs works, where to get additional info, a glossary of terms, and more!

Discretionary Overdraft Privilege Disclosure
This disclosure pertains to Overdraft Privilege, a non-contractual protective service for checking accounts.

Equal Credit Opportunity Act Notice
Read about the Federal Equal Credit Opportunity Act.

Equal Housing Lender Notice
We do business in accordance with federal fair lending laws.

eStatement Consent Agreement
When you enroll in electronic eStatements, these are the terms to which you agree.

Fair Credit Reporting Act
This notice is provided in accordance with the Federal Fair Credit Reporting Act.

Fee Schedule
This list includes the fees we’re required to disclose.

What You Should Know About Home Equity Lines of Credit (HELOC)
This is an explanation of some things you should know when your home is on the line — as well as a glossary of frequently used HELOC terms.

Home Equity Early Disclosure: Important Terms of HELOC
This disclosure contains important information and terms regarding our Home Equity Line of Credit Plans.

Home Mortgage Disclosure Act
This is a notice pertaining to obtaining data about our residential mortgage lending.

Electronic Fund Transfers Agreements and Disclosure, Funds Availability, Membership and Account Agreement
Disclosures pertaining to your membership at Vantage West

Mobile Deposit Service Agreement & Disclosure
Learn your rights and responsibilities concerning Vantage West’s mobile deposit service.

Online Banking Agreement and Disclosure
This discloses your rights and obligations as a user of Online Banking & BillPay.

Privacy Policy
Find out what Vantage West does with your personal information.

Social Media Public Use Guidelines
The purpose of this document is to provide guidelines for social media use with Vantage West Credit Union. These guidelines may evolve as new technologies and social networking tools emerge.

Terms of Use
Please read these terms carefully before using this website.

Truth-in-Lending Act Regulation Z Disclosure
Read about “Regulation Z.”

Truth-in-Lending Terms
Learn the definitions to some frequently used Truth-in-Lending terms.

Unlawful Internet Gambling Enforcement Act (UIGEA)
Read about the UIGEA.

Updated: April 12, 2017