Join Vantage West

Make the switch to Vantage West in 3-EASY STEPS.

We’re the largest credit union in southern Arizona and a state leader in vehicle lending.  We care about our members and the communities we serve.  Our headquarters is in Tucson — not in New York City or San Francisco.  Plus, our members get access to a variety of great programs & incentives.  See why over 145,000 people have chosen to become members.

Switch in 3 easy steps...

  • 1

    Open your Vantage West Account.

  • 2

    Change your direct deposits & stop auto payments.

  • 3

    Close your old accounts.

It's THAT simple with our handy switch kit! Switch Now ›

A Card That Rewards Your Interests.

  • 5x Points Your Choice
  • 3x Points Gasoline
  • 2x Points Groceries
  • 1x Points Everything

Who says that rewards don’t come easy? With the Vantage West Connect Rewards Visa Signature you immediately begin racking up rewards points on your purchases while enjoying a special introductory 0% APR for six months, and rates as low as 14.74% APR after six months.

In addition to getting one reward point for each dollar spent, you get a bonus 2x the reward points on groceries, 3x rewards on gas and a whopping 5x rewards in a category of your choice2.

There’s no application fee, no annual fees, no-fee cash advances and no balance transfer fees. Points can be redeemed at any time1 to use towards cash back, merchandise, travel, and more.

5X Reward Categories:

  • Travel

  • Restaurants

  • Utilities [water, cell, electric, etc.]

  • Wholesale [Costco, Sam's Club, etc.]

  • Department Stores

  • Hardware & Home Improvement Stores

  • Charitable Organizations

  • Pharmacies & Drug Stores


What's Your Five?

Apply now

Interested in a Visa?

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Visa signature gives you instant access to dozens of everyday benefits, once-in-a-lifetime experiences, fine wine and food events, and complimentary 24-hour Visa Signature© Concierge. All in addition to the rewards you already earn. Learn More

Perks Include:

  • The extraordinary multi-layered security and protection you expect from Visa
  • Access cash worldwide from Visa ATMs3
  • Balance inquiries and payments can be made through Online Banking, Mobile App or PhoneBank
  • Available funds can be transferred to a share ID through Online Banking, Mobile App or PhoneBank
  • Auto Rental Collision Damage Waiver, Travel Accident Insurance, Travel & Emergency Assistance
  • Warranty Manager
  • Hotel Theft Protection
  • Rates & Terms Expand
  • Consumer Credit Card Agreement Expand
  • Vantage West Terms and Conditions Expand

Card type and APR is based on creditworthiness. Introductory rate is 0.00% for six months. Standard rates after six month introductory period range from 14.74% APR to 22.74% APR. Rates are variable and subject to change. All loans are subject to credit approval. Certain restrictions may apply.

1 Must have a minimum 2,500 points for cash redemption.

2 Capped at $1,500 spend in qualifying purchases quarterly

3 Visa card holders with international transactions (such as US-dollar online purchases from a foreign country), or transactions enacted in a foreign country will be charged, by Visa, an international Service Assessment [ISA], which is currently 1.0% for multi-currency transactions and 0.8% for single currency transactions.

For your convenience, Vantage West Credit Union provides links on our website to third party sites. Vantage West Credit Union does not provide, and is not responsible for the product, service, or overall website content available at a third party site. Vantage West Credit Union is not liable for any failure of products, services, or information advertised on the third party website. Please be advised that you will no longer be subject to, or under the protection of the privacy and security policies of our website.