1. We all know that saving money is the best way to gain financial independence. But knowing what’s good for us doesn’t always mean that we’ll follow, as recent data on Americans’ savings habits shows. According to a 2017 GoBanking Rates survey, 57% of Americans had less than $1,000 in a savings account, while 39% had no […]
  2. How do certificates (CDs) grow? A well-planned CD strategy can be an effective savings tool. CDs can generate benefits and preserve wealth. Here are tips to make it work for you. Diversify You can diversify your CD portfolio just like your other investment portfolios, such as stocks. You can invest in multiple CDs with various terms. […]
    Mar 12, 2018
    2 min read
  3. In January, BlackRock Chairman and CEO Laurence Fink issued his annual letter to CEOs. Titled “A Sense of Purpose,” the founder of the largest asset management company in the world told corporate leaders, “To prosper over time, every company must not only deliver financial performance, but also show how it makes a positive contribution to […]
  4. Having a healthy nest egg is essential to keep you in control of your finances in an insecure future. An Individual Retirement Account, or IRA, has become an invaluable tool for saving for those lean retirement years because they provide tax incentives that you’ll never get from a savings account or from stuffing cash under […]
  5. In our last article, we discussed when you should start saving and how much of your paycheck should go towards retirement savings. This time, we are focusing on how to figure out how much you’ll need during your retirement years. Creating a retirement budget is an essential step to taking a realistic look at what […]
    Aug 1, 2017
    6 min read