Lending Solutions That Work for Businesses & Nonprofit Organizations

Interested in a business loan? Fill out this form.

Our Business Loans & Features

Commercial Real Estate

See our commercial real estate loan options »

Business Installment

These loans have fixed rates and are used for business purposes — with flexible terms up to 84 months.

  • Purchase or refinance of equipment
  • Commercial vehicles
  • Debt restructure
  • Expansion
  • Permanent working capital
Lines of Credit

A revolving line of credit is designed to provide business owners access to cash to meet short-term business needs.

  • Lines of credit up to $500,000
  • No need to re-apply each time you need access to cash
  • Available overdraft protection for business checking accounts
Procurement Line of Credit

A pre-approved line of credit that enables business owners to qualify for equipment purchases to be made within one year

  • Provides the ability to expedite payment for purchases with funds that have been pre-approved
  • Draws made from the pre-approved line reduces the funds available
  • Maximum term of 12 months, then availability permanently expires
Commercial Vehicle

From company cars to commercial trucks and tractors, we can get you financed and on your way to the office or your worksite

  • Take advantage of outstanding rates, terms, and special additional credit union services
SBA Loans

Proceeds may be used for most sound business purposes, including working capital, machinery/equipment, furniture/fixtures, land/building including purchase, renovation and new construction, leasehold improvements, and debt refinancing (under special conditions). Visit the SBA website for helpful information and resources regarding financial statements, business seminars, special SBA loan programs for women, minorities, and start-up companies, and more!

  • Lower down payment requirement
  • Longer repayment terms (this means lower monthly payments)
  • Higher loan-to-value ratios allowed (makes qualification easier)
  • Borrow up to 90% of your financing needs (preserves working capital)
  • Projected income taken into consideration , in addition to historical cash flow
  • No balloon payment at the end of the loan
  • Fixed & variable rates offered
  • Available for up to $350,000 (SBAExpress), and up to $500,000 (Patriot Express)

Why Do Your Business Banking at Vantage West?

We’re an approved-SBA lender.  We offer government-guaranteed loans to help qualified businesses obtain financing when they might not be eligible to get funding through traditional lending channels.

Our business-lending staff is knowledgeable and professional.  Helping you achieve your financial goals is our #1 priority.

We’re Local
Our decisions are made locally — by people who live in the community and understand your organization’s needs.

Vantage West Credit Union business loans and lines of credit are not subject to prepayment penalties. All loans are subject to credit approval. All pricing and product details are subject to change. Certain restrictions may apply. Federally insured by NCUA.