Secure your savings with some of the best certificate rates!

 

Visit a branch today to open a CERTIFICATE »

 

Make the right choice.

Vantage West Certificates offer you the easiest and most secure way to invest to earn higher returns than in a traditional bank savings account. Rates are tiered and vary depending on the term and balance.

  • Minimum deposit to open is $1,000; no maximum
  • Flexible maturity dates: choose terms from 5 – 60 months
  • Dividends compounded every month and at maturity
  • No monthly service fee with eStatements
  • Convenient Online Banking, PhoneBank, and Mobile Banking
  • Insured up to $250,000 by NCUA

Certificates offer a secure way to invest for a specified term and achieve higher earnings than in a savings account. Rates are tiered and vary depending on term and balance.

  • Select term — from 6 months to 60 months
Rates accurate as of Sunday, March 26, 2017:
Type Minimum Balance Annual Percentage Yield (APY)
6-Month Certificate $1,000.00 – $9,999.99 0.33%
$10,000.00 – $24,999.99 0.36%
$25,000.00 – $74,999.99 0.39%
$75,000.00 – $249,999.99 0.42%
$250,000.00 – and up 0.45%
12-Month Certificate $ 1,000.00 – $9,999.99 0.88%
$10,000.00 – $24,999.99 0.91%
$25,000.00 – $74,999.99 0.94%
$75,000.00 – $249,999.99 0.97%
$250,000.00 – and up 1.00%
18-Month Certificate $1,000.00 – $9,999.99 0.68%
$10,000.00 – $24,999.99 0.71%
$25,000.00 – $74,999.99 0.74%
$75,000.00 – $249,999.99 0.77%
$250,000.00 – and up 0.80%
24-Month Certificate $1,000.00 – $9,999.99 1.33%
$10,000.00 – $24,999.99 1.36%
$25,000.00 – $74,999.99 1.39%
$75,000.00 – $249,999.99 1.42%
$250,000.00 – and up 1.45%
36-Month Certificate $1,000.00 – $9,999.99 1.28%
$10,000.00 – $24,999.99 1.31%
$25,000.00 – $74,999.99 1.34%
$75,000.00 – $249,999.99 1.37%
$250,000.00 – and up 1.40%
48-Month Certificate $ 1,000.00 – $9,999.99 1.33%
$10,000.00 – $24,999.99 1.36%
$25,000.00 – $74,999.99 1.39%
$75,000.00 – $249,999.99 1.42%
$250,000.00 – and up 1.45%
60-Month Certificate $1,000.00 – $9,999.99 1.58%
$10,000.00 – $ 24,999.99 1.61%
$25,000.00 – $ 74,999.99 1.64%
$75,000.00 – $249,999.99 1.67%
$250,000.00 – and up 1.70%

eCertificates provide a secure way to invest for a specified term. They allow you to achieve higher earnings than you might with a Regular Savings account.

  • Select term — 5 months, 10 months, or 15 months
  • Can be opened in minutes online

4xHigher_eCertRates

 

Open an eCERTIFICATE online now »

 

Rates accurate as of Sunday, March 26, 2017:
Type Minimum Balance Annual Percentage Yield (APY)
5-Month eCertificate $1,000 and up 0.40%
10-Month eCertificate $1,000 and up 0.70%
15-Month eCertificate $1,000 and up 0.75%

If the rate goes up, you go with it! you can jump up to a higher rate once during the certificate’s term. This type of account is a secure way to invest for a specified term and achieve higher earnings than you would in a savings account. Rates are tiered and vary depending on term and balance.

  • Select term — 18 months, 24 months, or 36 months
Rates accurate as of Sunday, March 26, 2017:
Type Minimum Balance Annual Percentage Yield (APY)
18-Month Jump-Up Certificate $1,000 – $9,999.99 0.63%
$10,000 – $24,999.99 0.66%
$25,000 – $74,999.99 0.69%
$75,000 – $249,999.99 0.72%
$250,000 – and up 0.75%
24-Month Jump-Up Certificate $1,000 – $9,999.99 1.23%
$10,000 – $24,999.99 1.26%
$25,000 – $74,999.99 1.29%
$75,000 – $249,999.99 1.32%
$250,000 – and up 1.35%
36-Month Jump-Up Certificate $1,000 – $9,999.99 1.13%
$10,000 – $24,999.99 1.16%
$25,000 – $74,999.99 1.19%
$75,000 – $249,999.99 1.22%
$250,000 – and up 1.25%

Savers willing to commit greater balances can earn higher dividends (with tiered rates) than the Premium Share.2

  • Immediate access to your available funds
  • Income, in form of dividends
  • No monthly service fee with eStatements
  • Unlimited deposits & withdrawals1
  • $10,000 minimum balance to open
  • Online Banking, PhoneBank, and Mobile Banking
  • Write up to 6 checks each month
    Open HYMM Account
Rates accurate as of Sunday, March 26, 2017:
Type Minimum Balance Annual Percentage Yield (APY)
High Yield Money Market $500 - $9,999.99 0.01%
$10,000.00 - $99,999.99 0.05%
$100,000.00 - $124,999.99 0.50%
$125,000.00 and up 0.75%

Subject to approval. Certain restrictions may apply. Fees may reduce earnings on these account(s). Early withdrawal penalties may apply. Tiered balances earn tiered rates. Federally insured by NCUA. 1) When made at Vantage West ATMs. 2) Variable rate and subject to change without notice.