Secure your savings with some of the best certificate rates.

 

Visit a branch today to open a CERTIFICATE »

 

Make the right choice.

Vantage West Certificates offer you the easiest and most secure way to invest to earn higher returns than in a traditional bank savings account. Rates are tiered and vary depending on the term and balance.

  • Minimum deposit to open is $1,000; no maximum
  • Flexible maturity dates: choose terms from 5 – 60 months
  • Dividends compounded every month and at maturity
  • No monthly service fee with eStatements
  • Convenient Online Banking, PhoneBank, and Mobile Banking
  • Insured up to $250,000 by NCUA

Certificates offer a secure way to invest for a specified term and achieve higher earnings than in a savings account. Minimum deposit to open is $1,000; no maximum.

  • 6 Month Certificate – 1.00% APY
  • 12 Month Certificate – 0.95% APY
  • 18 Month Certificate – 1.05% APY
  • 24 Month Certificate – 1.25% APY
  • 36 Month Certificate – 1.50% APY
  • 48 Month Certificate – 1.60% APY
  • 60 Month Certificate – 1.70% APY

eCertificates provide a secure way to invest for a specified term. They allow you to achieve higher earnings than you might with a Regular Savings account.

  • Can be opened in minutes online
  • 5 Month Certificate – 1.00% APY
  • 10 Month Certificate – 0.95% APY
  • 15 Months Certificate – 1.05% APY

 

Open an eCERTIFICATE online now »

 

If the rate goes up, you go with it. you can jump up to a higher rate once during the certificate’s term. This type of account is a secure way to invest for a specified term and achieve higher earnings than you would in a savings account.

  • 18 Month Certificate – 1.00% APY
  • 24 Month Certificate – 1.15% APY
  • 36 Month Certificate – 1.35% APY

Savers willing to commit greater balances can earn higher dividends (with tiered rates) than the Premium Share.*

  • Immediate access to your available funds
  • Income, in form of dividends
  • No monthly service fee with eStatements
  • Unlimited deposits & withdrawals**
  • $10,000 minimum balance to open
  • Online Banking, PhoneBank, and Mobile Banking
  • Write up to 6 checks each month
    Open HYMM Account
Rates accurate as of Monday, September 25, 2017:
Type Minimum Balance Annual Percentage Yield (APY)
High Yield Money Market $500 - $9,999.99 0.01%
$10,000.00 - $99,999.99 0.05%
$100,000.00 - $124,999.99 0.50%
$125,000.00 and up 0.75%

Annual Percentage Yield(s) accurate as of 09/01/17. Subject to approval. Certain restrictions may apply. Fees may reduce earnings on these account(s). Minimum deposit of $1,000 to open account(s). Early withdrawal penalties may apply. Tiered balances earn tiered rates. Federally insured by NCUA. *Variable rate and subject to change without notice. **When made at Vantage West ATMs.