Secure your savings with some of the best certificate rates.

 

Visit a branch today to open a CERTIFICATE »

 

Make the right choice.

Vantage West Certificates offer you the easiest and most secure way to invest to earn higher returns than in a traditional bank savings account. Rates are tiered and vary depending on the term and balance.

  • Minimum deposit to open is $1,000; no maximum
  • Flexible maturity dates: choose terms from 6 – 60 months
  • Dividends compounded every month and at maturity
  • No monthly service fee with eStatements
  • Convenient Online Banking, PhoneBank, and Mobile Banking
  • Insured up to $250,000 by NCUA

Certificates offer a secure way to invest for a specified term and achieve higher earnings than in a savings account. Minimum deposit to open is $1,000; no maximum.

  • 6 Month Certificate – 1.00% APY
  • 12 Month Certificate – 1.05% APY
  • 18 Month Certificate – 1.10% APY
  • 24 Month Certificate – 1.50% APY
  • 36 Month Certificate – 1.55% APY
  • 48 Month Certificate – 1.60% APY
  • 60 Month Certificate – 1.85% APY

eCertificates provide a secure way to invest for a specified term. They allow you to achieve higher earnings than you might with a Regular Savings account.

  • Can be opened in minutes online
  • 10 Month Certificate – 1.05% APY
  • 15 Months Certificate – 1.10% APY

 

Open an eCERTIFICATE online now »

 

If the rate goes up, you go with it. you can jump up to a higher rate once during the certificate’s term. This type of account is a secure way to invest for a specified term and achieve higher earnings than you would in a savings account.

  • 18 Month Certificate – 1.05% APY
  • 24 Month Certificate – 1.40% APY
  • 36 Month Certificate – 1.40% APY

Savers willing to commit greater balances can earn higher dividends (with tiered rates) than the Premium Share.*

  • Immediate access to your available funds
  • Income, in form of dividends
  • No monthly service fee with eStatements
  • Unlimited deposits & withdrawals**
  • $10,000 minimum balance to open
  • Online Banking, PhoneBank, and Mobile Banking
  • Write up to 6 checks each month
    Open HYMM Account
Rates accurate as of Friday, November 24, 2017:
Type Minimum Balance Annual Percentage Yield (APY)
High Yield Money Market $500 - $9,999.99 0.01%
$10,000.00 - $99,999.99 0.05%
$100,000.00 - $124,999.99 0.50%
$125,000.00 and up 1.00%

¹Compared to peer rates as of October 4, 2017. APY(s) = Annual percentage yield(s) accurate as of November 1, 2017. Offer subject to change without notice. Subject to approval. Certain restrictions may apply. Fees may reduce earnings on these account(s). Early withdrawal penalties may apply. Minimum opening deposit of $1,000 required for share certificates. High Yield Money Market rates are variable and subject to change. Minimum deposit of $10,000 to open High Yield Money Market. Tiered balances earn tiered rates. *Variable rate and subject to change without notice. **When made at Vantage West ATMs. Federally insured by NCUA.