--- title: "Financial Education" description: "Knowledge Center: Financial Education Information, resources, and tools to help you succeed. We’re Here to Help If you can’t find the answer you are looking for in our library of resources, we’re simply a click or call away! Live Chat Contact Us Financial Coaching Pages of Interest Financial Coaching Personal Savings Credit Cards Process of […]" featured_image: "https://vantagewest.org/wp-content/uploads/2025/12/17-scaled.jpg" url: "https://vantagewest.org/knowledge-center/financial-education/" date_modified: "2026-06-29T09:25:06-07:00" --- Home » Knowledge Center » Financial Education # Knowledge Center: Financial Education Information, resources, and tools to help you succeed. --- ## Loop Grid ![High Yield Money Market vs CD](https://vantagewest.org/wp-content/uploads/2026/10/Blog-Banner-for-Website-Content-45.png)[ ](https://vantagewest.org/vantagewest-org-high-yield-money-market-vs-cd/) - [Financial Education](https://vantagewest.org/category/financial-education/), [Savings](https://vantagewest.org/category/financial-education/savings/) ### [High Yield Money Market vs CD: Who Wins the 5 Round Savings Showdown](https://vantagewest.org/vantagewest-org-high-yield-money-market-vs-cd/) In one corner, we have the High Yield Money Market, bringing flexibility, earning potential, and access to your savings. In the other, the Certificate of Deposit, or CD, stepping into... [ Read More ](https://vantagewest.org/vantagewest-org-high-yield-money-market-vs-cd/) ![How Much Term Life Insurance Do You Need?](https://vantagewest.org/wp-content/uploads/2026/09/Blog-Banner-for-Website-Content-40.png)[ ](https://vantagewest.org/how-much-term-life-insurance-do-you-need/) - [Financial Education](https://vantagewest.org/category/financial-education/), [Goals & Life Events](https://vantagewest.org/category/financial-education/goals-life-events/) ### [How Much Term Life Insurance Do You Need? 7 Proven Questions to Help You Find the Right Coverage](https://vantagewest.org/how-much-term-life-insurance-do-you-need/) September is National Life Insurance Awareness Month, making it a great time to tackle an important financial planning question: How much term life insurance do you need? Whether you’re buying... [ Read More ](https://vantagewest.org/how-much-term-life-insurance-do-you-need/) ![](https://vantagewest.org/wp-content/uploads/2026/09/Life-Changes.png)[ ](https://vantagewest.org/why-choose-a-credit-union-for-lifes-changes/) - [Credit Unions](https://vantagewest.org/category/financial-education/credit-unions/) ### [Why Choose a Credit Union for Life’s Changes? ](https://vantagewest.org/why-choose-a-credit-union-for-lifes-changes/) Life rarely follows a straight path, especially when it comes to finances. Why choose a credit union for life’s changes? Because every milestone, from buying a home to starting a... [ Read More ](https://vantagewest.org/why-choose-a-credit-union-for-lifes-changes/) ![How to Create a Holiday Budget: 7 Steps to Avoid Holiday Debt](https://vantagewest.org/wp-content/uploads/2026/08/Blog-Banner-for-Website-Content-39.png)[ ](https://vantagewest.org/how-to-create-a-holiday-budget/) - [Budget](https://vantagewest.org/category/financial-education/budget/), [Financial Education](https://vantagewest.org/category/financial-education/), [Savings](https://vantagewest.org/category/financial-education/savings/) ### [How to Create a Holiday Budget: 7 Steps to Avoid Holiday Debt](https://vantagewest.org/how-to-create-a-holiday-budget/) The holidays are full of celebrations, traditions, travel, and gift-giving. While it’s one of the most enjoyable times of the year, it can also become one of the most expensive... [ Read More ](https://vantagewest.org/how-to-create-a-holiday-budget/) ![](https://vantagewest.org/wp-content/uploads/2026/08/CU-101-Blog-Back-to-School-Built-for-Life.png)[ ](https://vantagewest.org/back-to-school-built-for-real-life/) - [Credit Unions](https://vantagewest.org/category/financial-education/credit-unions/) ### [Back to School, Built for Real Life](https://vantagewest.org/back-to-school-built-for-real-life/) Back to school season is here! Whether it’s buying a backpack for elementary school, sending a teenager off to college, or starting a first full-time job after graduation, back to... [ Read More ](https://vantagewest.org/back-to-school-built-for-real-life/) ![What Is a High Yield Money Market Account?](https://vantagewest.org/wp-content/uploads/2026/08/Blog-Banner-for-Website-Content-33.png)[ ](https://vantagewest.org/what-is-a-high-yield-money-market-account/) - [Financial Education](https://vantagewest.org/category/financial-education/), [Savings](https://vantagewest.org/category/financial-education/savings/) ### [What Is a High Yield Money Market Account? Your Guide to Growing Savings Smarter](https://vantagewest.org/what-is-a-high-yield-money-market-account/) If you’ve been looking for a way to earn more from your savings without locking your money away, you may be asking yourself: “What is a high yield money market... [ Read More ](https://vantagewest.org/what-is-a-high-yield-money-market-account/) Previous Page1 [Page2](https://vantagewest.org/knowledge-center/financial-education/?e-page-c2dbb17=2) [Page3](https://vantagewest.org/knowledge-center/financial-education/?e-page-c2dbb17=3) … [Page18](https://vantagewest.org/knowledge-center/financial-education/?e-page-c2dbb17=18) [Next](https://vantagewest.org/knowledge-center/financial-education/?e-page-c2dbb17=2) ## We're Here to Help --- If you can’t find the answer you are looking for in our library of resources, we’re simply a click or call away! [Live Chat](https://vantagewest.org/contact-us/#appointment) [Contact Us](https://vantagewest.org/contact-us/) ## Financial Coaching Pages of Interest --- [Financial Coaching](https://vantagewest.org/benefits/financial-wellness/) [Personal Savings](/category/financial-education/savings/) [Credit Cards](/category/financial-education/credit/) [Process of Buying a Home](https://vantagewest.org/personal/mortgage/mortgage-process/) ## Knowledge Center Quick Links --- --- --- ## credit unions ## Information, resources, and tools to help you succeed. --- ## Loop Grid ![](https://vantagewest.org/wp-content/uploads/2026/09/Life-Changes.png)[ ](https://vantagewest.org/why-choose-a-credit-union-for-lifes-changes/) - [Credit Unions](https://vantagewest.org/category/financial-education/credit-unions/) ### [Why Choose a Credit Union for Life’s Changes? ](https://vantagewest.org/why-choose-a-credit-union-for-lifes-changes/) Life rarely follows a straight path, especially when it comes to finances. Why choose a credit union for life’s changes? Because every milestone, from buying a home to starting a... [ Read More ](https://vantagewest.org/why-choose-a-credit-union-for-lifes-changes/) ![](https://vantagewest.org/wp-content/uploads/2026/08/CU-101-Blog-Back-to-School-Built-for-Life.png)[ ](https://vantagewest.org/back-to-school-built-for-real-life/) - [Credit Unions](https://vantagewest.org/category/financial-education/credit-unions/) ### [Back to School, Built for Real Life](https://vantagewest.org/back-to-school-built-for-real-life/) Back to school season is here! Whether it’s buying a backpack for elementary school, sending a teenager off to college, or starting a first full-time job after graduation, back to... [ Read More ](https://vantagewest.org/back-to-school-built-for-real-life/) ![Why is the penny going away?](https://vantagewest.org/wp-content/uploads/2026/05/Penny-Phaseout.png)[ ](https://vantagewest.org/why-is-the-penny-going-away/) - [Credit Unions](https://vantagewest.org/category/financial-education/credit-unions/), [Financial Education](https://vantagewest.org/category/financial-education/) ### [The Surprising Reason Why the Penny Is Going Away (and Why It Matters Now)](https://vantagewest.org/why-is-the-penny-going-away/) Why is the penny going away?... [ Read More ](https://vantagewest.org/why-is-the-penny-going-away/) ![Vantage West Q2 2026 blog feature banner](https://vantagewest.org/wp-content/uploads/2026/04/Blog-Banner-for-Website-Content-3.png)[ ](https://vantagewest.org/what-is-community-banking-credit-unions/) - [Credit Unions](https://vantagewest.org/category/financial-education/credit-unions/), [Financial Education](https://vantagewest.org/category/financial-education/) ### [What is Community Banking and Why Does It Matter to Southern Arizona?](https://vantagewest.org/what-is-community-banking-credit-unions/) Community Banking Month is the perfect time to explore why choosing a local financial institution, like a credit union, feels less like a transaction and more like people helping people.... [ Read More ](https://vantagewest.org/what-is-community-banking-credit-unions/) ![Auto loan interest deduction tax benefit](https://vantagewest.org/wp-content/uploads/2026/01/OBBBA-Car-Loan-Tax-Deduction.png)[ ](https://vantagewest.org/obbba-car-loan-tax-benefit/) - [Credit Unions](https://vantagewest.org/category/financial-education/credit-unions/), [Financial Education](https://vantagewest.org/category/financial-education/), [Goals & Life Events](https://vantagewest.org/category/financial-education/goals-life-events/) ### [One Big Beautiful Bill Act: Car Loan Tax Benefit](https://vantagewest.org/obbba-car-loan-tax-benefit/) Under the One Big Beautiful Bill Act (OBBBA) of 2025, interest paid on loans for American-made vehicles may be eligible for a federal tax deduction. Members can view 2025 interest... [ Read More ](https://vantagewest.org/obbba-car-loan-tax-benefit/) ![](https://vantagewest.org/wp-content/uploads/2025/09/Vantage-West-Branch-Manager-and-Member-rotated-1.jpg)[ ](https://vantagewest.org/why-your-bank-should-know-your-name/) - [Credit Unions](https://vantagewest.org/category/financial-education/credit-unions/), [Financial Education](https://vantagewest.org/category/financial-education/) ### [Why Your Bank Should Know Your Name](https://vantagewest.org/why-your-bank-should-know-your-name/) What does banking local mean? When your bank knows your name, it means they know your story—not just your balance. It means they understand what you’re working toward, and they... [ Read More ](https://vantagewest.org/why-your-bank-should-know-your-name/) --- --- ## Financial Coaches ## Information, resources, and tools to help you succeed. --- ## Loop Grid ![Is Debt Consolidation a Good Idea? 5 Signs It's Time to Consolidate Your Debt | Vantage West](https://vantagewest.org/wp-content/uploads/2026/07/Blog-Banner-for-Website-Content-27.png)[ ](https://vantagewest.org/is-debt-consolidation-a-good-idea/) - [Debt](https://vantagewest.org/category/financial-education/debt/), [Financial Coaches](https://vantagewest.org/category/financial-education/financial-coaches/), [Financial Education](https://vantagewest.org/category/financial-education/) ### [Is Debt Consolidation a Good Idea? 5 Signs It’s Time to Consolidate Your Debt](https://vantagewest.org/is-debt-consolidation-a-good-idea/) If your monthly bills feel like a game of financial whack-a-mole, you’re not alone. One credit card payment is due on the 5th, another on the 12th, a personal loan... [ Read More ](https://vantagewest.org/is-debt-consolidation-a-good-idea/) ![Mid-Year Financial Checkup](https://vantagewest.org/wp-content/uploads/2026/06/What-to-Review-in-June-2.png)[ ](https://vantagewest.org/mid-year-financial-checkup-june/) - [Budget](https://vantagewest.org/category/financial-education/budget/), [Credit](https://vantagewest.org/category/financial-education/credit/), [Debt](https://vantagewest.org/category/financial-education/debt/), [Financial Coaches](https://vantagewest.org/category/financial-education/financial-coaches/), [Financial Education](https://vantagewest.org/category/financial-education/), [Savings](https://vantagewest.org/category/financial-education/savings/) ### [Mid-Year Financial Checkup: What to Review in June for Healthy Financial Year](https://vantagewest.org/mid-year-financial-checkup-june/) TIME FOR YOUR CHECKUP! A Mid‑Year Financial Checkup helps families catch small issues before they turn into bigger “symptoms,” reduce stress, and feel more confident heading into the second half... [ Read More ](https://vantagewest.org/mid-year-financial-checkup-june/) ![Vantage West financial education video episode 2](https://vantagewest.org/wp-content/uploads/2025/01/Ep2-Thumbnail.jpg)[ ](https://vantagewest.org/financial-coaches-react/) - [Financial Coaches](https://vantagewest.org/category/financial-education/financial-coaches/), [Financial Education](https://vantagewest.org/category/financial-education/) ### [Our Financial Coaches React to the Internet’s Financial Advice and Questions](https://vantagewest.org/financial-coaches-react/) We know there’s a lot of financial advice out there—some of it helpful, some of it… not so much. So, where do you turn for trusted guidance? In our Financial... [ Read More ](https://vantagewest.org/financial-coaches-react/) --- --- ## Goals & Life Events ## Information, resources, and tools to help you succeed. --- ## Loop Grid ![How Much Term Life Insurance Do You Need?](https://vantagewest.org/wp-content/uploads/2026/09/Blog-Banner-for-Website-Content-40.png)[ ](https://vantagewest.org/how-much-term-life-insurance-do-you-need/) - [Financial Education](https://vantagewest.org/category/financial-education/), [Goals & Life Events](https://vantagewest.org/category/financial-education/goals-life-events/) ### [How Much Term Life Insurance Do You Need? 7 Proven Questions to Help You Find the Right Coverage](https://vantagewest.org/how-much-term-life-insurance-do-you-need/) September is National Life Insurance Awareness Month, making it a great time to tackle an important financial planning question: How much term life insurance do you need? Whether you’re buying... [ Read More ](https://vantagewest.org/how-much-term-life-insurance-do-you-need/) ![Tucson Welcome Home Program](https://vantagewest.org/wp-content/uploads/2026/07/Blog-Banner-for-Website-Content-23.png)[ ](https://vantagewest.org/tucson-welcome-home-program/) - [Financial Education](https://vantagewest.org/category/financial-education/), [Goals & Life Events](https://vantagewest.org/category/financial-education/goals-life-events/), [Member Stories](https://vantagewest.org/category/member-stories/), [Phoenix](https://vantagewest.org/category/member-stories/phoenix/), [Videos](https://vantagewest.org/category/financial-education/videos/) ### [Tucson Welcome Home Program: 5 Ways it Helps Arizona Families Become Homeowners](https://vantagewest.org/tucson-welcome-home-program/) Tucson Welcome Home Program: How One Program Is Opening Doors for More Arizona Families June is National Home Ownership month and in Southern Arizona this month always feels like a... [ Read More ](https://vantagewest.org/tucson-welcome-home-program/) ![Auto loan interest deduction tax benefit](https://vantagewest.org/wp-content/uploads/2026/01/OBBBA-Car-Loan-Tax-Deduction.png)[ ](https://vantagewest.org/obbba-car-loan-tax-benefit/) - [Credit Unions](https://vantagewest.org/category/financial-education/credit-unions/), [Financial Education](https://vantagewest.org/category/financial-education/), [Goals & Life Events](https://vantagewest.org/category/financial-education/goals-life-events/) ### [One Big Beautiful Bill Act: Car Loan Tax Benefit](https://vantagewest.org/obbba-car-loan-tax-benefit/) Under the One Big Beautiful Bill Act (OBBBA) of 2025, interest paid on loans for American-made vehicles may be eligible for a federal tax deduction. Members can view 2025 interest... [ Read More ](https://vantagewest.org/obbba-car-loan-tax-benefit/) ![Vantage West Q1 2026 blog feature banner](https://vantagewest.org/wp-content/uploads/2026/01/LK-Q1-2026-Blog-Banner.png)[ ](https://vantagewest.org/what-if-i-die-without-will/) - [Financial Education](https://vantagewest.org/category/financial-education/), [Goals & Life Events](https://vantagewest.org/category/financial-education/goals-life-events/) ### [What Happens if I Die Without a Will?](https://vantagewest.org/what-if-i-die-without-will/) Most people put off estate planning because it feels far away, confusing, or uncomfortable. But ask yourself, “What if I die without a Will? If the unexpected happens and you... [ Read More ](https://vantagewest.org/what-if-i-die-without-will/) ![buying a car](https://vantagewest.org/wp-content/uploads/2017/12/buy-car_preview.jpeg)[ ](https://vantagewest.org/10-helpful-tips-for-buying-a-car/) - [Financial Education](https://vantagewest.org/category/financial-education/), [Goals & Life Events](https://vantagewest.org/category/financial-education/goals-life-events/) ### [10 Helpful Tips for Buying a Car That Will Improve Your Negotiation Skills and Help Get You the Best Price](https://vantagewest.org/10-helpful-tips-for-buying-a-car/) Here are 10 helpful tips for buying a car that will help you confidently enter the dealership and develop your negotiation skills.... [ Read More ](https://vantagewest.org/10-helpful-tips-for-buying-a-car/) ![Vantage West Credit Union logo featured image](https://vantagewest.org/wp-content/uploads/2025/12/17-scaled.jpg)[ ](https://vantagewest.org/saving-retirement-key-differences-traditional-roth-ira/) - [Financial Education](https://vantagewest.org/category/financial-education/), [Goals & Life Events](https://vantagewest.org/category/financial-education/goals-life-events/), [Savings](https://vantagewest.org/category/financial-education/savings/) ### [Saving for Retirement: Key Differences Between a Traditional or Roth IRA](https://vantagewest.org/saving-retirement-key-differences-traditional-roth-ira/) Having a healthy nest egg is essential to keep you in control of your finances in an insecure future. An Individual Retirement Account, or IRA, has become an invaluable tool... [ Read More ](https://vantagewest.org/saving-retirement-key-differences-traditional-roth-ira/) --- ## Ready to Grow With Arizona’s Leading Credit Union? Whether you’re opening your first account or financing your next expansion, Vantage West delivers competitive rates, fast local decisions, and guidance that keeps your business moving forward. [Get Started](https://apply.vantagewest.org/account-opening)