Use Apple Pay with your Vantage West cards.

iPhone Apple Pay Graphic

Apple Pay®

An easier way to pay.
Vantage West and Apple Pay let you make purchases using an iPhone 6® at thousands of participating stores.

Pay with a single touch.
Pay for purchases by holding your iPhone 6 near a contactless reader with your finger on Touch ID.  No need to open an app or even wake your phone.

A secure way to pay.
Apple Pay on iPhone 6 combines the latest security technology from Apple® and Visa.  Every transaction is authorized with TouchIDTM or your passcode.  Learn more at apple.com.

 

Look for these icons at checkout.Vantage West logo, Visa logo, Apple Pay logo

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What is Apple Pay?

Apple Pay is a payments feature integrated into the Wallet® app on your iOS device that lets you add your credit and debit cards to Apple Pay to make purchases at participating retailers in stores, using Near Field Communication (NFC) technology, or in app.

How does Apple Pay work?

To add your eligible Vantage West credit or debit cards to Apple Pay, follow the Apple Pay instructions. Apple Pay provides the same benefits and protection as your physical card, with the convenience of making secure transactions on your iOS device. Use Apple Pay anywhere contactless payments are accepted and to make purchases in app with participating apps.

Which of my devices are compatible with Apple Pay?

You can use Apple Pay in stores on your iPhone® 6, iPhone® 6S, iPhone® 6 Plus, iPhone® 6S Plus, and Apple Watch™ with compatible iPhone 5 or later. Apple Pay can also be used in-app with your iPhone® 6, iPhone® 6S, iPhone® 6 Plus, iPhone® 6S Plus, iPad Air™ 2, iPad Pro, iPad mini 3, and iPad mini™ 4.

What else do I need to use Apple Pay?

In addition to the right hardware, you’ll need an iCloud account. Once established, associate your Vantage West credit or debit card with Apple Pay. On your iPhone, start by loading up your Passbook*. (On your iPad, go to Settings, and then the Passbook & Apple Pay option.) Then tap the plus icon within the Apple Pay section. If you already have a credit card associated with an iTunes account, enter your card’s security code to transfer it over to your Passbook. Otherwise, you can use your device’s camera to capture your card’s information (and, likewise, enter the security code in manually).

*Note that Passbook has been renamed Wallet in iOS 9.

Where can I use Apple Pay?

You can use your Vantage West Visa card with Apple Pay at a variety of merchants in stores and within apps.

Look for these icons at checkout.

 

How do I pay using Apple Pay?

At a store that accepts Apple Pay, check for the Apple Pay or contactless payment logo somewhere near the checkout terminal, near or on the device that you’d otherwise slide your credit card through. If it’s there, you’re set. To pay for your items, just place your finger to your iPhone’s Touch ID sensor (don’t press down) and move your iPhone to within an inch or so of the store’s NFC reader. You’ll hear a little sound to indicate that the payment was successful, as well as a “paid” message on your device’s display. (The store’s reader might also ask you whether you want credit or debit. If so, just pick credit.)

How do I pay using Apple Pay within apps?

Using Apple Pay within mobile apps, such as those for Target and Panera Bread, is even easier. Just look for the Apple Pay checkout option in the app to see if it’s supported. If so, tap on the Apple Pay button and authenticate yourself via fingerprint on your Touch ID sensor. It’s possible that you’ll have to review your payment, contact and shipping information before your transaction completes.

Can I use Apple Pay outside of the United States?

As long as you’re shopping at a retailer displaying the Apple Pay symbol, Apple Pay will work. Based on your wireless plan and mobile carrier’s offering, additional message data charges and foreign transaction fees may apply. Vantage West does pass the following Visa International Transaction fees on to our members. Visa Single-Currency Transaction (ISA) fee of 0.8% or a Visa Multi-Currency International Transaction (ISA) fee of 1% of the transaction amount

Is there a fee associated with using a Vantage West card with Apple Pay?

There is no cost for Apple Pay from Vantage West; however, an active data plan is required. Based on your wireless plan and mobile carrier’s offering, additional message and data charges may apply. Vantage West does not charge any fees to add your Visa credit or debit cards to Apple Pay. But Vantage West does pass the following VISA International Transaction Fees on to our members. Visa Single-Currency Transaction (ISA) fee of 0.8% or a Visa Multi-Currency International Transaction (ISA) fee of 1% of the transaction amount.

Is Apple Pay secure?

If you’re comfortable using regular credit or debit cards, rest reassured that Apple Pay is safer. Instead of transmitting a credit or debit card number to an NFC terminal or an app, Apple Pay transmits a Device Account Number (DAN) and a temporary token that verifies the transaction. The retailer never receives the card number, and the verification token can theoretically be used only once.

Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.