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Open in Minutes OPEN OPEN
Minimum deposit to open $20 $20 $20 $5 $50
No-fee Visa debit card (plus Purchase Reward / ScoreCard® Rewards)
"Design Your Own Card"
ID Theft Resolution
Unlimited check writing
Online Banking
Online Bill Pay When you set up direct deposit & have a Visa debit card When you have a Visa debit card
PhoneBank
Foreign ATM fees refunded*
Free checks First box of basic checks are free First 50 checks free
eStatements
Discretionary overdraft privilege**
APY 0.05%**** 0.00% 0.00% 0.00% 0.00%

*Surcharges from other institutions reimbursed (up to $6) during months when at least 10 signature based transactions are performed. International ATM fees may apply.  **If an overdraft item is paid through the Discretionary Overdraft Privilege program, a fee will be imposed for each overdraft item.  Discretionary Overdraft Privilege is non-contractual and discretionary.  Opt in required to cover ATM and debit card transactions.  Additional information can be found n the Discretionary Overdraft Privilege Disclosure.  ***Annual Percentage Yield.  ****Dividends paid on average daily balance of $3,000+. Subject to approval.  Certain restrictions may apply. Credit union membership required.  Rates subject to change.